---
title: "Confirmation of Payee (UK) for Administrators - Payhawk Help Center"
slug: "confirmation-of-payee-uk-only"
description: "Learn how Confirmation of Payee checks the recipient's name before UK domestic payments in Payhawk, when the check runs and what each possible result means."
updated: 2026-10-20T07:26:22Z
published: 2026-10-20T07:26:22Z
canonical: "payhawk.com/confirmation-of-payee-uk-only"
---

> ## Documentation Index
> Fetch the complete documentation index at: https://payhawk.com/help/llms.txt
> Use this file to discover all available pages before exploring further.

# Confirmation of Payee (UK only)

[Confirmation of Payee (CoP)](https://www.wearepay.uk/what-we-do/overlay-services/confirmation-of-payee/) is an account name-checking service implemented as a security measure in banking systems.

CoP is designed to help mitigate accidentally or maliciously misdirected payments and provide greater assurance that payments are being sent and collected from the intended account holder for UK domestic payments.

## Types of CoP checks

Outbound CoP enables entities and banks to verify the details of the payee (recipient) before sending a payment. This helps confirm that the name provided by the payer (sender) matches the account details held by the payee's bank.

Inbound CoP allows payees to verify the details of the payer. This helps organizations confirm that a received payment is coming from the intended account, thus adding an additional layer of security and trust to the transaction process.

## The CoP experience in Payhawk

Payhawk provides CoP checks that affect your experience in the following cases:

- Whenever employees add their GBP bank details for reimbursement.
- Whenever Payhawk Accountants or Payhawk Administrators add a supplier's GBP bank details.
- Whenever designated employees, according to your set workflows, confirm payment details and authorize payments in GBP.

Depending on the CoP check, the result will be any of the following:

- The payment details you entered fully match the account holder's data on the bank account, and have been confirmed as correct by the payee's bank.

![Edit payment details panel with GBP details for Acme Corporation Ltd, and the supplier record showing the account holder with a green verified tick](https://cdn.payhawk.com/Navigation%20images%20Desi_20261015/Cop_success_20261015_ai.png)

- The payment details you entered partially match the account holder's data on the bank account. In this case, you'll have to explicitly confirm that the details are correct and that you want to proceed.

![Edit payment details panel with the message Did you mean Acme Corporation Ltd under the account holder and the Confirm details and proceed checkbox, and the supplier record with a warning icon next to the account holder](https://cdn.payhawk.com/Navigation%20images%20Desi_20261015/Cop_close_match_20261015_ai.png)

- The payment details you entered do not match the account holder's data on the bank account. In this case, you'll have to explicitly confirm that the details are correct and that you want to proceed.

![Edit payment details panel with the alert that the account name provided does not match the name held on the bank account, and the supplier record with a warning icon next to the account holder](https://cdn.payhawk.com/Navigation%20images%20Desi_20261015/Cop_no_match_20261015_ai.png)
- The account cannot be verified because its holder's name or payment details cannot be verified. In this case, you'll have to explicitly confirm that the details are correct and that you want to proceed.

![Two Edit payment details panels with the alert Confirming payee: The account cannot be verified, one because the sort code is not supported and one because the name cannot be checked](https://cdn.payhawk.com/Navigation%20images%20Desi_20261015/Cop_cannot_verify_20261015_ai.png)
- The account does not exist. In this case, you won't be able to proceed.

![Edit payment details panel with the red alert Confirming payee: The account does not exist](https://cdn.payhawk.com/Navigation%20images%20Desi_20261015/Cop_account_does_not_exist_20261015_ai.png)

## Useful resources

- [Supported fund currencies and payment schemes](/help/supported-payment-schemes-for-top-ups-and-incoming-bank-transfers)