---
title: "FAQ on subscriptions for Administrators - Payhawk Help Center"
slug: "faq-on-subscriptions-for-administrators"
description: "Find out how to pay an annual subscription in one payment, whether virtual cards work with 3D Secure, and what to do when a vendor adds card surcharges."
updated: 2026-10-15T14:00:38Z
published: 2026-10-15T14:00:38Z
canonical: "payhawk.com/faq-on-subscriptions-for-administrators"
---

> ## Documentation Index
> Fetch the complete documentation index at: https://payhawk.com/help/llms.txt
> Use this file to discover all available pages before exploring further.

# FAQ on subscriptions for administrators

This article answers some of the most frequently asked questions (FAQ) related to subscriptions in Payhawk.

## Can I pay annual subscriptions in one lump sum?

Yes. Temporarily raise the card limit or create a single-use card with the exact annual amount.

## Do virtual cards work with 3D Secure?

Absolutely. Payhawk supports all major 3DS flows. The cardholder will receive the usual push notification to approve.

## What if the vendor adds surcharges for cards?

Reach out to Payhawk. Often, it is possible to choose alternative routes such as SEPA transfers, while still keeping the spend visible in Payhawk.