---
title: "Managing your Payhawk credit cards"
slug: "managing-your-payhawk-credit-cards"
description: "Manage Payhawk business credit cards: issue credit cards, search and distinguish between credit and debit cards, and change the card's funding source."
updated: 2026-10-19T12:53:42Z
published: 2026-10-19T12:53:42Z
canonical: "payhawk.com/managing-your-payhawk-credit-cards"
---

> ## Documentation Index
> Fetch the complete documentation index at: https://payhawk.com/help/llms.txt
> Use this file to discover all available pages before exploring further.

# Managing your Payhawk credit cards

The process for managing corporate credit cards is the same as the one UK and EEA companies follow to manage debit Payhawk cards.

## Issuing Payhawk credit cards

In Payhawk, you can issue individual credit cards or create team credit cards in the same way [individual debit cards](/help/overview-of-cards-card-limits-and-advanced-card-controls-for-administrators) or [debit team cards for employees sharing a card limit](/help/overview-of-cards-card-limits-and-advanced-card-controls-for-administrators) are issued by UK and EEA companies.

- To issue a credit card, UK and EEA companies need to follow the same process they use when issuing Payhawk debit cards, with one additional step. When creating a new employee or team card, they must link it to a credit account instead of a debit account by selecting the credit option from the **Funding source** drop-down list.

![The new virtual card panel in Cards with the Funding source drop-down open, listing debit and credit accounts.](https://cdn.payhawk.com/navigation-redesign-didi_20261009_ai/managing-your-payhawk-credit-cards-01_20261009_ai.png)
- US companies can issue credit cards only, meaning they don’t have the option to choose between different funding sources. In such cases, follow the same steps UK and EEA companies use when issuing debit Payhawk cards.

## Distinguishing between debit and credit cards in the system

UK and EEA companies can issue both debit and credit cards from the system, which can occasionally make it difficult to distinguish between the two card types.

If you have already issued debit cards, you need to be able to differentiate easily between your credit and debit cards from the UI of the system. Payhawk offers the following labels that indicate whether the card is debit or credit:

- Each card under **All cards** or **Team cards** has a **Debit** or **Credit** label that is visible even if the card is not selected.
- When a card is selected, a **[currency]** **Debit account** or **[currency] Credit account** label is displayed under the name of the cardholder.
- The card details also render a **Credit** or **Debit** label under the name of the cardholder.
- Employees can also distinguish between debit and credit cards through the **Credit** or **Debit** label displayed as part of the card details in the Payhawk mobile app.

![A credit card open in Cards with EUR credit account under its name and Credit on the card, next to a card in the Mobile App with its type shown as debit.](https://cdn.payhawk.com/navigation-redesign-didi_20261009_ai/managing-your-payhawk-credit-cards-02_20261009_ai.png)

## Searching for debit or credit cards

You can use the **+ Add filter** filtering functionality based on the funding source to list only credit or debit cards quickly.

![The Cards list with the Funding source filter open, listing credit and debit accounts.](https://cdn.payhawk.com/navigation-redesign-didi_20261009_ai/managing-your-payhawk-credit-cards-03_20261009_ai.png)

## Changing the funding source for a card

As UK and EEA companies can issue both debit and credit cards from the system, they can convert a debit card into a credit card, and vice versa, by updating its funding source from the **Funding source** drop-down list:

1. Go to **Cards**.
2. Select the desired card by clicking on it.
3. Click on its three dots menu and select the **Change funding source** option.
4. In the dialog that opens, from the drop-down menu, select the type of account (debit or credit) and account currency.
5. Click on **Save changes**.

![The Change funding source panel for a card with the Funding source drop-down open.](https://cdn.payhawk.com/navigation-redesign-didi_20261009_ai/managing-your-payhawk-credit-cards-04_20261009_ai.png)

## Useful resources

- [Managing the credit funds of your company](/help/credit-funds)
- [Issuing cards for employees](/help/issuing-physical-cards)
- [Linking and unlinking cards from existing team cards](/help/linking-and-unlinking-cards-from-existing-team-cards)