---
title: "Overview of credit funds"
slug: "overview-of-credit-funds"
description: "See what the Funds app shows for your credit account, from the credit limit and available amount to the monthly spend, due date, repayments, and balance alerts."
updated: 2026-10-27T14:18:39Z
published: 2026-10-27T14:18:39Z
canonical: "payhawk.com/overview-of-credit-funds"
---

> ## Documentation Index
> Fetch the complete documentation index at: https://payhawk.com/help/llms.txt
> Use this file to discover all available pages before exploring further.

# Overview of credit funds

[After the successful approval of your credit application](/help/applying-for-payhawk-credit-lines-and-credit-cards-in-the-uk-eea-and-the-us), Payhawk will open the credit account for your business with the approved credit line and let you know about this via email.

> [!TIP]
> Companies can use their credit lines for card payments only.

When you log in to the [Payhawk Web Portal](https://portal.payhawk.com), the **Funds** app will display your newly opened credit account with the approved credit line.

The following table summarizes the credit line information you can see on the credit account details screen.

| **Field** | **Details** |
| --- | --- |
| **Credit limit** | The credit amount Payhawk has approved. |
| **Available** | The credit amount you can still use given the credit card payments you have made. |
| **Spent this month** | The credit amount you have utilized during the current month. |
| **Balance payment due date** | The date by which you must pay back the credit to Payhawk. |
| **Credit repayments** tab | The history of all credit repayments you have made to Payhawk. |
| **Settings** tab | It allows you to set a threshold so that if the account balance falls under a specified amount, Payhawk will notify you by email. To enable the email notification option, switch on the toggle button and define the desired threshold amount. |

If UK and EEA companies already have debit accounts opened in EUR or GBP within the list of accounts, you can distinguish the credit ones by the tag displayed next to them.

![Payhawk Funds Accounts page with the EUR credit account's Settings tab showing a balance threshold email notification and the Available funds menu open.](https://cdn.payhawk.com/Navigation%20images%20Desi_20261013/overview-of-credit-funds-01_20261013_ai.png)

## Managing your credit expenses

You can manage your credit expenses in the same way [the debit ones are managed](/help/expenses-1) in Payhawk.

## Managing your credit cards

You can manage your credit cards in the same way [the debit ones are managed](/help/managing-your-payhawk-credit-cards) in Payhawk.

## Repayment

For more information, see the article about [paying your utilized credit](/help/paying-the-utilized-credit-in-the-uk-and-eea).

## Useful resources

- [Viewing your credit details](/help/viewing-your-credit-details)
- [Paying the utilized credit](/help/paying-the-utilized-credit-in-the-uk-and-eea)