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The enterprise-grade alternative

Give your finance team complete spend visibility and control. Payhawk combines smart corporate cards, multi-entity dashboards, and native ERP integrations in one powerful platform built for global mid-market and enterprise businesses.

PCI DSS and ISO 27001 certified Ratings
a powerful alternative
Trusted by mid-market and enterprise companies worldwide
Wellpointe story

"Payhawk has helped us transition from day-to-day accounting to a more strategic FP&A function. This shift allowed us to focus on higher-value activities, such as analysing variances in key expenses (like food costs across different locations) and making informed decisions to optimise our operations."

George KutnerianCEO and co-founder at Wellpointe Inc.

Efficiently manage and process spend globally

Issue global corporate cards in one click

Choose from corporate Visa debit and credit cards in 7 currencies across 32+ countries with proactive spend controls, automated receipt collection and real-time spend reports.

Manage invoices, POs, budgets and expenses in a single tool

Don't waste time switching between multiple systems anymore. With Payhawk, you have a complete overview of all business expenses for all your business entities in a single place.

Automate reconciliation with direct ERP and accounting integrations

Enjoy error-free reconciliation thanks to Payhawk's direct integrations with ERP, accounting software, HRIS, and security tools, plus a robust RESTful API and real-time webhooks.

Centralise spend and cashflow overview

Check data in real time on all your entities with our multi-entity dashboard and group controls. Configure settings at the group level and apply changes with one click.

Process receipts and invoices automatically

Eliminate manual errors and review expenses in bulk to close your month twice as fast, thanks to OCR with multilingual AI-powered data extraction that automatically recognises 60+ languages.

Increase productivity with AI agents

Specialised AI agents to streamline and autonomously handle your most time-consuming tasks and drastically increase your finance teams' productivity — without sacrificing control.

Your security is our commitment

Protected

Rest easy knowing your spend management solution partners with established banks in the US and holds Electronic Money Institution (EMI) licenses in the UK and EEA. We are also fully compliant with local regulations wherever we operate.

Security first

Feel confident in our advanced infrastructure. We apply best-in-class security controls, monitored 24/7, to keep your account secure.

Highest standards

We adhere to the most stringent international security standards, including PCI DSS, SOC1, and SOC2 compliance, alongside meeting local regulatory requirements.

Payhawk spend management platform security explainedPayhawk spend management platform security explained

The next gen spend management platform your whole team actually wants to use

Finance teams

Enhance financial health and empower informed spending decisions aligned with company strategy.

Accounting

Make processing, reconciling, and reporting on company spend easier than ever for Accounting teams. Track all data on one platform in real time and shave hours off your month-end with automations, bulk-review tools, and smart receipt capture.

Employees

Support worry-free spending that's always in policy, say goodbye to clawbacks. Automate receipt collection and expense reports to save your team and yourself precious time.

Simplify-invoice-management-for-everyoneSimplify-invoice-management-for-everyone

Make a seamless transition

Switching spend management providers shouldn't be pain. We're here to help you make the move a breeze.

Smooth onboarding and implementation

Our dedicated team guides you through the onboarding process, ensuring a smooth transition and setting you up for success from day one.

Lightning-fast, multilingual, real human support team

Whether you have questions, technical challenges, or need assistance, our in-house experts are just a message away.

Payhawk Visa cards securityPayhawk Visa cards security
<72h
average onboarding time
40s
average first response time
99%
customer satisfaction rate

The reasons for choosing Payhawk are clear

Switch to a single solution for your global spend management. Request a demo today!

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FAQ

Payhawk is a comprehensive spend management platform powered by fully regulated and cutting-edge global banking and payment technology, designed for multi-national businesses. It combines company cards, international bank payments, accounts payable with purchase orders, expense management, bank accounts in dedicated currencies and leading integrations with your ERP and accounting software into one system.

Yes, Payhawk is safe. It is a fully regulated financial platform with cutting-edge banking and payment technology. It holds an EU and a UK EMI license, a Visa Principal Membership, and adheres to high-security standards such as PCI DSS Level 1, SOC 2, and ISO 27001. Additionally, it offers dedicated IBANs, safeguards funds with established banks, and provides physical and virtual cards with smart controls for added security.

Payhawk stands out from other spend management providers in several ways:


  1. Tailored for mid-size and large businesses needs:
  • Seamless ERP integration: Sync data effortlessly with ERPs like Oracle NetSuite and Microsoft Dynamics.
  • Configurability: customise the platform to match your exact requirements for a tailored experience.
  • Multi-entity support: Enjoy an excellent multi-entity experience, streamlining processes across different entities.
  1. Truly global reach:
  • Worldwide accounts and card issuance: dedicated IBANs and issue cards across Europe, US, and the UK.
  • Coming soon: Cost-effective transfers: send single-click bank transfers to 160+ countries in 50+ currencies, at a fraction of the cost compared to traditional banks.


3. Finance professional-centric features:

  • Advanced expense management: implement PO 2 and 3 way matching with flexibility tailored to different expenditure types.
  • Customisable workflows: configure workflows based on materiality and ownership, supporting segregation of duties.
  • Automated HR integrations: streamline starters and leavers processes, reducing manual updates and eliminating fraudulent spend risks.
  • Robust invoice handling: split invoices, schedule payment runs, and export data with accuracy and ease.


4. Deep focus on customer success and support:

  • Dedicated onboarding and implementation support
  • Customer success manager
  • Fast, multi-lingual human customer support team

By using Payhawk, you'll save significantly each month thanks to:


  1. Cashback on card spend: earn cashback rewards on card transactions, adding up to substantial savings over time.
  2. Increased VAT reclaim: automate receipt collection and increase VAT reclaim efficiency, maximising your returns.
  3. Streamlined expense management: reduce month-end processing time by over 50%, saving on administrative costs.
  4. Elimination of manual errors: minimise errors and associated costs by automating expense submissions and approval workflows.
  5. Aggregation of multiple disjointed tools: say goodbye to the hassle and extra cost of using individual payment providers, per diem trackers, mileage trackers, receipt scanners, expense trackers, purchasing tools, subscription trackers, and more. By consolidating all of these into a single platform, you'll further reduce costs associated with managing multiple tools and enhance overall efficiency.

Payhawk is ideal for mid-size and large businesses looking to streamline their spend management processes, enhance financial control, and achieve greater visibility over company expenses. With our robust features and customisation options, Payhawk caters to finance professionals who seek efficiency, compliance, and transparency in managing corporate expenses. Additionally, Payhawk's global capabilities make it a suitable choice for multinational organisations with diverse financial needs across various regions.

Yes, Payhawk seamlessly integrates with accounting and ERP systems such as Oracle NetSuite, Microsoft Dynamics, Xero, QuickBooks, and others. This integration enables smooth data synchronisation and automatic payment reconciliation, allowing for accurate and efficient financial management across platforms.

With Payhawk, you have the option to choose between debit and credit corporate expense cards, which can be issued as virtual, plastic or metal cards. This flexibility allows you to select the card type that best suits your preferences and requirements.

Enterprise businesses have unique needs and requirements. That's why we offer personalised custom pricing for our Enterprise plan. Contact our sales team to get a custom quote tailored to your needs.

Payhawk Limited, All rights reserved. Payhawk Limited is registered under company registration number 11747263, Chancery House, 53-64 Chancery Lane, London WC2A 1QS. Payhawk Debit and Credit Cards are issued by Payhawk Financial Services UAB and Paynetics AD in the EEA, Payhawk Financial Services Limited in the UK, and Cross River Bank, Member FDIC in the US.

The Payhawk Visa Debit card and Payhawk Visa Credit cards are issued pursuant to a license from Visa.