The new way to manage company expenses

Efficient. Paperless. Compliant.

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Comes with Visa Cards

Using TravelPerk to book your business trips? Here is our brand-new integration with them!

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What is Payhawk?

Payhawk is a next generation spending software that simplifies expenses, payments and card spending for growing businesses. Payhawk’s virtual account is added on top of your existing corporate bank without any effort – no switching needed.

Virtual account connected to your bank

company cards

spend policies

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Virtual Account

  • Connect your existing bank accounts
  • Get physical or virtual Visa cards for every employee
  • Use your own spend policies for each card


Accounting Software

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Automated reconciliation

Spend policies

Company cards

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Corporate Bank

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  • Get an expense app connected to your card in real-time
  • See all scanned or photographed receipts in the dashboard
  • Receive notifications for new expenses compliant with your company policies
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  • Get expenses matched to transactions in real time
  • Use powerful OCR for data extraction of expenses not paid with your Payhawk card
  • Plug in to your external accounting system and reconcile your books

works with your bookeeping services

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A glimpse of the product

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What CFOs often ask about.

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What is in the package?

Cloud-based management portal
Mobile app to scan receipts
Visa Commercial Debit Card
Payment Accounts in EUR, GBP and USD


Who can sign-up?

Any business incorporated in European Economic Area (EEA), including NGOs, educational & governmental institutions


What type of card is issued?

Your Payhawk card is a credit class Visa Commercial Card. Unlike prepaid cards, Visa Commercial is accepted worldwide via one of the most accessible global card networks including car rentals, accommodations, and digital advertising platforms.


What are the fees?

There are no monthly card fees or other hidden fees. You get up to 6 times better exchange rates than your bank.


Is it safe?

Payhawk has bank-level security (PCI DSS Level 1). Your payment account and card is held with e-money institutions pursuant to license from Visa and authorised to conduct electronic money service activities under the Electronic Money Regulations 2011 (Ref: 900051)


Do I have to keep the paper?

Payhawk is certified with the local Tax authorities in several European countries where you are able to throw away the paper.

Clients who trust Payhawk


More than 1,000 customers rely on Payhawk
to run their daily business.

See How
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When I used to travel for my previous company, it took me weeks to do my expense reports and get the refund. It was really distracting me from my daily work and felt like wasting my time. We created Payhawk to move businesses to a paperless world.

Hristo Borisov

Payhawk, CEO