Smart money just got smarter
One platform for cards, expenses, travel, AP, and procurement — where AI, global payments, and enterprise controls work together to save you time and money.
5,000+ companies managing spend across teams, entities, and borders chose Payhawk
One platform. Every type of business spend
It doesn't have to work this way.
One platform. Finance that creates value, not just reports it
Replace the fragmented stack with one platform — and give finance the visibility, control, and speed to lead instead of react.
Intelligence that acts, not just reports. AI handles receipt chasing, approval routing, and policy enforcement automatically. Your team focuses on decisions, not data entry.
Reduce the cost and complexity of every payment. Covering 115 currencies across 150+ countries, with leading FX and cashback on every card transaction. The simplicity of consumer banking, built for global business.
Full visibility, full control across every entity. Policies, approval workflows, budgets, multi-entity management, and ERP sync, unified in one platform. One place to see, control, and audit everything.
Intelligence that acts, not just reports. AI handles receipt chasing, approval routing, and policy enforcement automatically. Your team focuses on decisions, not data entry.
Reduce the cost and complexity of every payment. Covering 115 currencies across 150+ countries, with leading FX and cashback on every card transaction. The simplicity of consumer banking, built for global business.
Full visibility, full control across every entity. Policies, approval workflows, budgets, multi-entity management, and ERP sync, unified in one platform. One place to see, control, and audit everything.
AI that handles the work. Your team handles the decisions that matter
Payhawk's AI turns a plain-language request into a compliant workflow, routing approvals and driving payment automatically. No forms. No policy knowledge needed.
Payhawk's AI works strictly within the policies and financial structure you've already set. Employees follow the right process naturally.
The Financial Controller Agent collects receipts, matches documents, chases approvals, and codes transactions automatically. Your team starts closing, not chasing.
The simplicity and speed of consumer banking, built for a global business
Business accounts, IBANs, and cards in 7 currencies, with worldwide supplier payments on one platform. One banking relationship replacing many.
Average 1% cashback on every card purchase*, no FX fees in 33 countries, and market-leading rates on international transfers. The more your business spends, the more it saves.
Issue cards with granular limits and pre-emptive blocking at the point of transaction. Because Payhawk handles both payment and expense, everything reconciles automatically.
Control everything, exactly as you designed it
Set your approval workflows, budgets, and spend policies once. Payhawk enforces them on every transaction, automatically. No ping-pong, no confusion, no exceptions.
Native, two-way sync with your ERP and HR systems, so your existing tools get better, not redundant. Every transaction coded, categorised, and reconciled automatically.
Set controls at group level or modify by entity. Every card, invoice, and payment visible in real time across the entire group.
Enterprise-grade security monitored 24/7, with granular access controls and a full audit trail on every transaction. Licensed in the UK and EEA, powered by JP Morgan.
Real finance teams. Real results
"We chose Payhawk because we wanted to provide a better user-experience for all employees and give them the ability to manage their own expenses with greater flexibility."
"We now have more time to analyse the expenditure which, before Payhawk, was consumed by acquiring all the data from employees. Now we have more transparency, tighter control over all the expenses, and less paperwork."
"We use Payhawk’s customisable class settings to distinguish between venues and analyse performance. Whether categorising by venue or mapping to the right general ledger code, it makes spend allocation so much easier!”
"Payhawk didn’t just fix our problems — it gave us a better way of working. The team is happier, our processes are smoother, and we’re better positioned for future growth."
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