Business expense cardsNot another corporate card —
a finance accelerator

Say goodbye to out-of-pocket spend and bank statement surprises. Issue VISA cards in seconds, set granular spend controls and watch every transaction flow into your ERP in real time.

Instant global access

Stop explaining to new hires why a new corporate card takes 3 weeks. Stop managing 5 different banking portals. Start scaling at the speed of business.

Issue cards faster than ordering coffee

Virtual cards are live in 30 seconds. Physical cards arrive in 5 days. Across the globe, with one application, and zero paperwork.

A visualisation of the option to issue physical and virtual Payhawk corporate cards
Choose your fuel

Debit for control. Credit for cash flow. Switch between them as your business evolves, even after issuing your cards. No personal credit checks.

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Pay globally

Your UK entity’s software subscription in USD? Your German team’s trip in JPY? Forget FX on cards in 26 countries and get 1.99% everywhere else.

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“Having our corporate card transactions in one place and only a click away adds value to our finance process, contributing to better cost control and optimisation.”

Krasimir Angelov, Finance Manager Europe & Managing DirectorRead the case study

Controls that read the room

Your policies work the way your business works. Not the way others thinks they should.

Card controls that think before you spend

Over 1.5 million sets of rules that work in real time. Marketing's Meta ads? Auto-approved. Random ATM withdrawal in Vegas? Nice try.

A visualisation of the card controls in Payhawk
Smart workflows, not rigid hierarchies. 

Build approval chains that make sense — by amount, merchant, project, or person. Change them in clicks when priorities shift.

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Cards that self-manage

Auto-expire after projects end. Freeze when receipts go missing. Reactivate when compliance clears.

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“One of my favourite things about Payhawk is that I can give each department a card in line with their budget and update funds as required. I like how it gives me control over different departments’ expenses in a matter of clicks.”

Benoît Menardo, Co-founderRead the case study

Real-time intelligence

99.7% automated reconciliation isn't just a number. It's your team's weekends back.

AI that speaks accountant

Intelligent OCR captures receipts, categorises spend and writes expense notes. Smart suggestions map the rest of your accounting fields.

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Perfect fit with your existing tools

Real-time sync means finance sees that client dinner expense before dessert arrives. Your ERP stays current every second, not every month.

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One truth across all entities

London, New York, Singapore — unified reporting without unified headaches. Centralise and standardise on group level.

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Carbon insights at every swipe

Every card transaction is automatically tagged with emissions data — giving finance and sustainability teams the numbers they need, without the manual work.

A visualisation of Payhawk's carbon tracking capability
State of Play Hospitality logo

“Taking corporate credit card transactions away from the traditional banks to a product that directly integrates with NetSuite was a game changer! Now we save time and make better decisions thanks to complete visibility over our multi-entity spend.”

David Watson, Group Financial ControllerRead the case study

See Payhawk corporate cards in action

Learn all about our corporate cards in under 2 minutes.

Cards designed for how you actually work.

Payhawk Fuel card

Fill up the tanks

Cards for your fleet and logistics teams. Restrict to approved tank stations, set clear limits, allow for quick fund requests, and restrict ATM withdrawals.

Payhawk Project card

Track project spend proactively

Launching a six-month project? Issue cards that think like project managers. Set budgets that auto-expire at milestone completion. Track burn rate in real-time.

Payhawk T&E card

Travel without the paperwork

Cards that go live at the airport. Work in specific countries. Expire when trips end. All while capturing every taxi, meal, and hotel automatically.

Payhawk Subscription card

Never lose track of recurring spend

Dedicated cards for your subscriptions. See all recurring charges in one view. Cancel instantly. No more cost creep surprises.

Payhawk Vendor card

Lock spend to trusted partners

Cards that only work with approved suppliers. Perfect for those one-time purchases, sample orders, and ad-hoc client lunches.

Payhawk Benefit card

Set clear benefits budgets

Cards for employee allowances. For your team’s learning and development budgets, wellness packages and WFH starter kits.

Cards are just the beginning.

Payhawk business expense cards are just one part of your intelligent finance transformation. There’s so much more to discover. No more platform hopping. No more process breaks.

Strategic insight. Real impact.

£3M
annual compliance savings
99.7%
hands-free reconciliation
0%
FX across seven currencies

Everything your business needs to elevate finance impact

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Instant global issuing

Issue cards one by one or in bulk. Forget about individual applications, personal credit checks and chaotic paperwork.

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Universal acceptance

Get Visa corporate debit and credit cards with a high global acceptance rate.

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Fast onboarding

Sync your HR system to keep employee and expense data up to date, including blocking cards when an employee leaves.

Mobile payments

Add virtual or physical cards to Google Wallet or Apple Pay for maximum convenience online and on-the-go.

Real-time top-ups

Let your team ask for additional funds easily to cover unexpected costs while on the move.

Sustainability tracking

Track carbon emissions and simplify data collection for sustainability and ESG with CO2 reporting from Payhawk.

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Sophisticated proactive controls

Issue a card for every use case, thanks to built-in limit settings and controls for time, location, merchant, and more.

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Auto-block for delays

Automatically block cards when the cardholders have not submitted their expenses within a pre-defined period.

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Instant card freezing

Quickly freeze your virtual or physical corporate card if the card was lost, compromised, or you see a transaction you don't recognise.

FAQ

Stop chasing expenses. Start leading markets.

More corporate cards insights

Corporate Cards That Work Harder for Your Business | Payhawk