Meet the only platform your finance team needs

Payhawk helps you manage and automate everything between your bank and accounting software in real-time.


87%

Of financial processes automated with Payhawk

24h

Of work spared every single month

2500€

Saved each month with automation

Why managers love us

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  • No more tedious approvals

    Rely on smart workflows to approve unusual expenses only outside the company spend policies.

  • Spend as a team

    Issue Team cards with limits and invite your team to spend from your shared budget with their own cards.

  • Empower your employees

    Equip your employees with the highest class Visa cards while keeping things under control in real-time.

Why finance teams love us

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  • Integrate with your accounting software

    Automatically import your ERP custom fields and tax rates, reconcile with a click.

  • Forget about chasing receipts

    Employees with missing receipts receive automatic reminders to upload the outstanding documents.

  • Supercharge your bank

    Your business bank account was built for retail, not for business spending. Payhawk bridges the gap between your bank and your accounting system.

  • Computer Vision in over 60 languages

    Manual data extraction is a thing of the past. Payhawk automatically fills out the needed information from invoices and receipts.

  • One single platform for all your needs

    Card Payments, Invoices, Reimbursements, Expense Management and preparatory bookkeeping all in one - that's Payhawk.

  • Global coverage in 30+ countries

    Use a single solution that covers your businesses in more than 30 countries with industry-leading currency exchange rates to optimize spend.

Why employees love us

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  • Pay like a boss

    Rely on the highest class Visa Commercial card that always has an available budget to cover your business-related expenses. Request new funds instantly.

  • Forget expense reports

    Stop filling out lengthy expense reports and piling up invoices and receipts, simply pay with Payhawk and focus on what you do best.

  • Send invoices

    Request payments to vendors and suppliers instantly instead of waiting for months.

  • Instant reimbursement

    Need to spend personal funds? Your finance team can reimburse you with a click thanks to SEPA Instant and Faster Payments.

Security, budget allocation, responsibility, accessibility. With Payhawk we can see every transaction in real time.

Paul Schwarzenholz
Co-founder, zenloop

If you are looking to scale your expensing with your team, you are also getting to the point that you'd be stupid if you didn't take the elegant and simple solution.

Gijs Spaans
European Director, LIFEAID Beverage Company

Payhawk cards are making our 550 branches transparent, flexible, secure, and cashless.

Sebastian Jarantowski
CFO, ATU

Security, budget allocation, responsibility, accessibility. With Payhawk we can see every transaction in real time.

Paul Schwarzenholz
Co-founder, zenloop

If you are looking to scale your expensing with your team, you are also getting to the point that you'd be stupid if you didn't take the elegant and simple solution.

Gijs Spaans
European Director, LIFEAID Beverage Company

What CFOs often ask about.

Payment accounts in EUR and GBP with your own dedicated IBANs. You also get a cloud-based web portal, mobile app for employees, and NextGen Visa Commercial Cards.

Any business incorporated in European Economic Area (EEA), including NGOs, educational & governmental institutions.

Your Payhawk card is a Visa Commercial Card. Unlike prepaid cards, Visa Commercial is accepted worldwide via one of the most accessible global card networks including car rentals, accommodations, and digital advertising platforms.

There are no hidden fees. You get up to 4 times better exchange rates than your bank, and you only pay for your cards.

Your money is protected by a process known as safeguarding, which is a regulatory requirement for all EMIs. Under this process, all e-money balances must be segregated from all other cash balances. These segregated balances are held with a safeguarding bank and are routinely reconciled to ensure that the sum of all issued e-money balances is the same as the sum of cash held by the bank in the segregated account.

Payhawk is certified with the local Tax authorities in several European countries where you are able to throw away the paper.