Meet the only platform your finance team needs

Payhawk helps you manage and automate everything between your bank and accounting software in real-time.

87%

Of financial processes automated with Payhawk

24h

Of work spared every single month

2500€

Saved each month with automation

Why managers love us

No more tedious approvals

Rely on smart workflows to approve expenses that fall outside your company’s spend policies.

Spend as a team

Issue cards with team limits and invite team members to spend from a shared budget with their own individual cards.

Empower your employees

Equip your employees with Payhawk Visa credit cards – accepted around the globe – while setting controls and staying on top of spend in real-time.

Why finance teams love us

Integrate with your accounting software

Automatically import your ERP custom fields and tax rates, and reconcile in one click.

Forget about chasing receipts

Employees with missing receipts receive automatic reminders to upload the outstanding documents.

Supercharge your bank

Your business bank account was built for retail, not for business spending. Payhawk bridges the gap between your bank and your accounting system.

Auto-fill in over 60 languages

Manual data entry is a thing of the past. Payhawk’s powerful OCR software reads invoices and receipts and fills in fields on expense reports automatically.

One single platform for all your needs

Card payments, invoices, reimbursements, expense management, and preparatory bookkeeping all in one – that's Payhawk.

Global coverage in 30+ countries

Use a single solution that covers your businesses across the EEA, the UK, and the USA, with industry-leading currency exchange rates to optimise spend.

Why employees love us

Pay like a boss

You’ll be carrying the most widely-accepted Visa credit card in the world and can trust there will be funds to cover budgeted expenses. Plus, you can instantly request additional funds for unexpected expenses.

Forget expense reports

Stop filling out lengthy expense reports and carrying around invoices and receipts. Simply pay with Payhawk, snap a shot of the receipt, and get back to what matters.

Send invoices

Directly request payments from vendors and suppliers for instant payment instead of waiting for months.

Instant reimbursement

Need to spend personal funds? Your finance team can reimburse you with a click thanks to SEPA Instant and Faster Payments.

“Payhawk enables me to free up my time to focus on tasks that create company value.”

Nadia Vanuytrecht, HR & Operations Manager

What CFOs often ask about.

Payment accounts in EUR and GBP with your own dedicated IBANs. You also get a cloud-based web portal, mobile app for employees, and NextGen Visa Commercial Cards.

Any business incorporated in European Economic Area (EEA), including NGOs, educational & governmental institutions.

Your Payhawk card is a Visa Commercial Card. Unlike prepaid cards, Visa Commercial is accepted worldwide via one of the most accessible global card networks including car rentals, accommodations, and digital advertising platforms.

There are no hidden fees. You get up to four times better exchange rates than your bank, and you only pay for your cards.

Your money is protected by a process known as safeguarding, which is a regulatory requirement for all EMIs. Under this process, all e-money balances must be segregated from all other cash balances. These segregated balances are held with a safeguarding bank and are routinely reconciled to ensure that the sum of all issued e-money balances is the same as the sum of cash held by the bank in the segregated account.

Payhawk is certified with the local Tax authorities in several European countries where you can throw away the paper receipts after capturing the data in the portal/app.