Streamlined team spend

Efficient corporate spend and expense management with multiple cards for departments, teams and projects.

Share budgets easily

Create team cards with shared budgets for team, department, or project-related spending.

Control team or project spend

Give financial managers real-time control over their team spend, budgets and subscriptions including subscription management software.

Empower team members

Support team members to spend as required with company cards linked to their team budget.

Control global spend

Manage spend worldwide with cards that are accepted globally and governed by customized spend rules, budgets, and approval flows.

Avoid currency fees

Spend with no fees in USD (GBP, and EUR) and benefit from a market-leading 1.99% exchange markup on all other currencies.

Make payments globally

Equip your employees to pay, no matter where they are, with a Payhawk Visa business card, accepted by over 46+ million merchants worldwide.

Send worldwide

Have your company cards sent anywhere in the world with custom shipments for every employee. Same powerful control for your CFO or finance managers, new locations for your teams to spend.

Easy expense reporting

Say goodbye to piles of paper receipts with all-in-one software for corporate expense management and reporting.


A company expense card is a payment card used to make payments on behalf of a business. For example, a sales team member may need to buy dinner for a client with their company card. Paying with a company card means the employee doesn’t have to pay with a personal card, submit an expense report, and wait for reimbursement. And if the card is linked to an expense management software, managers have visibility over spending transactions. Some expense management solution providers, like Payhawk, also feature built-in, customizable workflows so businesses can control their spending and set limits and approvals at the individual, team, or project level.

Companies of a certain size often work with a spend management solution like Payhawk to manage their credit cards. We offer an all-in-one expense management experience for businesses to save countless hours in administrative work and data entry,, while offering real-time visibility and control over spending transactions. Most growing businesses and enterprises do not manage their own company cards. Instead, they work with experts like Payhawk to automate manual financial processes, control spend, integrate their payment and accounting data, offer a streamlined way to capture receipts and invoices, and provide comprehensive controls and governance.

Your business can use company cards for any legitimate business activities it needs.(Refer to terms and conditions of the card carrier for more information). Your card users/ employees simply need to make a payment with the company card, take a picture or download a receipt, upload it to the app, add the relevant information, and the process is complete. The expense then shows in real-time so the finance team can the transaction, keep track of budgeting, and create realistic forecasts. The supporting software for the virtual and physical company cards also allows the finance team to set limits and add approval workflows according to company policy. This allows the business to implement smart spend control and governance.

No. Typically, company cards are not for personal expenses. This is because business expenses are only tax deductible if they are “ordinary and necessary” to the function of the business. Allowing company cards for personal expenses can add unnecessary work for the finance team to separate personal and business transactions when preparing financial documents such as tax filings. However, companies also have the flexibility to define personal vs. work expenses within its business expense policy. It may be that some companies allow for travel to the office to be expensed. Others may expect the employee to pay for travel themselves and reflect this in their salary and benefits. The business should keep in mind the tax implications of their policies at all times. At Payhawk, we have built-in, customizable approval workflows and spend limits. So businesses can easily define what they want to be accepted while empowering employees to spend freely within the controlled framework.