Prompt your finance
We're celebrating our Fall '26 Edition. Payhawk is now on Claude and ChatGPT. We have Playbooks that run the job for you, an Implementation Agent, new AI-native ERP integrations, and much more.
what's new
One platform. Every type of business spend
Issue Payhawk cards or link your existing cards. Control spend before it happens.

It doesn't have to work this way.
One platform. Finance that creates value, not just reports it
Replace the fragmented stack with one platform — and give finance the visibility, control, and speed to lead instead of react.
Intelligence that acts, not just reports. AI handles receipt chasing, approval routing, and policy enforcement automatically. Your team focuses on decisions, not data entry.
Link your existing Visa, Mastercard, or American Express corporate cards to Payhawk for real-time spend visibility, AI-powered automation, and expense reconciliation — all without replacing your current card program.
Full visibility, full control across every entity. Policies, approval workflows, budgets, multi-entity management, and ERP sync, unified in one platform. One place to see, control, and audit everything.
Intelligence that acts, not just reports. AI handles receipt chasing, approval routing, and policy enforcement automatically. Your team focuses on decisions, not data entry.
Link your existing Visa, Mastercard, or American Express corporate cards to Payhawk for real-time spend visibility, AI-powered automation, and expense reconciliation — all without replacing your current card program.
Full visibility, full control across every entity. Policies, approval workflows, budgets, multi-entity management, and ERP sync, unified in one platform. One place to see, control, and audit everything.
AI that handles the work. Your team handles the decisions that matter
Payhawk's AI turns a plain-language request into a compliant workflow, routing approvals and driving payment automatically. No forms. No policy knowledge needed.
Payhawk's AI works strictly within the policies and financial structure you've already set. Out-of-policy spend can be stopped before money leaves the business, so employees follow the right process naturally.
The Financial Controller Agent collects receipts, matches documents, chases approvals, and codes transactions automatically. Your team starts closing, not chasing.
New systems and controls usually mean months of implementation. The Implementation Agent does the work in hours. Immediately add an AI-native finance layer without disrupting your current ERP setup.
Transform your finance work, beyond automation
Playbooks are step-by-step routines for your finance work, guiding your AI agents through each task and turning hours of work into minutes. Each one is built on the best practices of thousands of finance teams.
Modern spend management on your existing corporate cards
No more delayed spend visibility, lost receipts, and manual data entry. AI agents automate expense processing and reconcile employee spend in real time, all on your current cards.
Keep the cards you have. Add the control you need.
Link your existing Amex, Visa, or Mastercard program to Payhawk for real-time spend visibility and AI-powered reconciliation.
Manage and reconcile all your Visa corporate card expenses in real-time.
Gain real-time visibility and control over all your Mastercard card expenses.
Control out-of-policy spend by issuing virtual Cards with built-in spend controls.
Control everything, exactly as you designed it
Set your approval workflows, budgets, and spend policies once. Payhawk enforces them on every transaction, automatically. No ping-pong, no confusion, no exceptions.
Native, two-way sync with your ERP and HR systems, so your existing tools get better, not redundant. Every transaction coded, categorised, and reconciled automatically.
Set controls at group level or modify by entity. Every card, invoice, and payment visible in real time across the entire group.
Enterprise-grade security monitored 24/7, with granular access controls and a full audit trail on every transaction. Licensed in the UK and EEA, powered by JP Morgan.







