CREDIT CARD EXPENSE MANAGEMENTCorporate card management for your existing card program
Link your existing Amex, Visa, or Mastercard program to Payhawk for real-time spend visibility and AI-powered receipt capture and reconciliation
Bring your own cards
No more delayed spend visibility, lost receipts, and manual data entry. AI agents automate expense processing and reconcile employee spend in real time, all on your current cards.
Manage and reconcile all your Visa corporate card expenses in real-time.
Gain real-time visibility and control over all your Mastercard card expenses.
Control out-of-policy spend by issuing virtual Cards with built-in spend controls.
Your cards. But smarter.
Layer AI-native spend management on top of your existing corporate card program


Make it easy for your employees to submit their receipts and expenses straight through their phone. Receipts are automatically matched with expenses and ready for review by accounting.


Save time and prevent errors by automating data entry with market-leading OCR, predefined expense categorisation, and AI-powered expense field suggestions that get smarter with every use.
Real-time sync means finance sees that client dinner expense before dessert arrives. Your ERP stays current every second, not every month.


New York, London, Singapore — unified reporting without unified headaches. Centralize and standardize on group level.


Ready to see it in action?
Link all your corporate cards in minutes
Choose your card provider and enable the integration.
Authenticate your account and choose the card you want to link.
Add and assign cards one-by-one or in bulk.


Choose your card provider and enable the integration.
Authenticate your account and choose the card you want to link.
Add and assign cards one-by-one or in bulk.


Don’t take our word for it
Finance leaders from over 32 countries run spend management on Payhawk.

Payhawk frees up people's time in the finance team enormously and helps us improve reporting accuracy and timeliness. It's also one of the few solutions that operates in the US, UK, and Europe, so that's a key win for us.
As a growth company, we have capital partners and specific reporting requirements. We must segment financial statements for each business or entity and be able to roll that up as well to consolidate reporting. With Payhawk and the ERP integration, we have the data flow in a way that works to support this multi-entity context. The Payhawk integration with NetSuite is so smooth — I'd say it's like butter.
As a CFO, I want to know how much money and profit we have in real time and what levers I need to pull. I also need to know when our stock is arriving, how much is in transit, and if we need more. I can see all of this via my ERP (NetSuite); plus, I can see spending in real time thanks to the direct integration with my expense management software.
Payhawk has streamlined our process for managing American Express credit card transactions by seamlessly integrating with our company's accounting system, making inputting and tracking expenses effortless. The platform allows us to issue virtual cards to employees with ease, while categorizing expenses in real time, ensuring accurate and efficient financial management. This has significantly reduced the time and effort required for month-end reporting, enabling our team to focus on strategic tasks rather than manual reconciliation.
Get a free personalized demo with a Payhawk expert
Discover why finance leaders in 32 countries manage spend with Payhawk.
FAQ
Corporate card management involves overseeing the use of corporate credit cards issued to employees for business expenses, ensuring compliance with company policies, tracking spending, and preventing misuse.
Card reconciliation is the process of verifying that the transactions listed on a credit card statement match those recorded in a company's financial records, ensuring accuracy and preventing errors or fraud. This involves comparing receipts and invoices with the statement to confirm that all expenses are legitimate and correctly documented.
You can connect all cards from the Visa, Mastercard and American Express networks, regardless of the issuing bank.
Since Payhawk directly integrates with the card network, you can add cards issued by any bank that uses either Visa or Mastercard services, as well as U.S. Corporate or Business American Express Cards.
Real-time card sync connects directly to card networks like Visa and Mastercard. In contrast to bank feeds and statement uploads, real-time card sync records card transaction data as soon as a card is used, allowing for real-time visibility over spend and facilitating expense processing. Learn more about the advantages of real-time credit card sync.
No, there is no limit. You can link all your eligible existing corporate credit cards - including cards from different card networks.
Payhawk offers multiple plans. The price depends on the plan you choose. For precise pricing tailored to your business needs, reach out to us for a personalized quote.
Absolutely. Payhawk corporate cards are a great way to establish additional control over your spending, as they offer additional card controls and policies.
