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Modern spend management on your existing corporate cards

Achieve 99.7% zero-touch successfully reconciled transactions in your ERP, while keeping your existing credit card program.

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Put your expense management on autopilot

Take control and gain real-time visibility but keep all the benefits of your bank.

Image of a man taking a photo of a receipt for a business expense. An instant notification appears on his mobile
BANK CARDS

Collect receipts at the point of sale

No more receipt chasing and dealing with expense reports. Payhawk upgrades your company credit cards to a real-time expense system that matches receipts to transactions and extracts all data necessary for reconciliation.

Image of a man taking a photo of a receipt for a business expense. An instant notification appears on his mobile
ACCOUNTING AUTOMATION

Extract & reconcile with AI

Process all your receipts and invoices through AI, so that you don't have to crunch data anymore. Automatically match, categorize, and route for approvals to ensure an efficient spending culture.

Illustration showing how the OCR technology works - all the relevant information is automatically extracted and filled in your expense management software
Illustration showing how the advanced card controls work in practice. The example shows that you have card controls allowing employees to spend only in selected merchants
CARD CONTROLS

Control company spend

Control every company swipe in real-time without the need to process card statements weeks later. Assign spend policies and track budgets in real-time by any dimension or category you need.

Illustration showing how the advanced card controls work in practice. The example shows that you have card controls allowing employees to spend only in selected merchants

Report the month faster with a platform that pays for itself

$0
cost to implement. Get started in under 5 minutes.
5h
less overtime per employee.
2x
faster month-end close, with no chasing, data entry, and frustration.
99.7%
zero-touch successfully reconciled expenses in your ERP.

Plug and play solution on top of your existing stack

10+ native bidirectional ERP integrations

Automate data entry and classification in real-time, with 99.7% of expenses exported requiring zero manual intervention.

50+ HR and IdP integrations

Provision and deprovision users, and automatically assign managers to approve expenses with zero maintenance required.

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Export templates

Export data with a ‘set and forget’ template builder supporting unlimited customizations.

Come for the cards, stay for everything else

Payhawk unifies cards, accounts payable, budgets, travel, reimbursements, subscriptions, and procurement with automation giving you the power to track, control, and save on all business spending.

A multisector image showing that with Payhawk you receive all in one platform - combining all your corporate cards with expense management, invoice management, purchase orders, employee reimbursements, subscriptions spend management detailed budget tracking, and more. A multisector image showing that with Payhawk you receive all in one platform - combining all your corporate cards with expense management, invoice management, purchase orders, employee reimbursements, subscriptions spend management detailed budget tracking, and more.

It’s never too early to optimize your spend management

Whether you're a global enterprise looking to save time and money or a high-velocity business with ambitious goals, our cutting-edge global payment technology can help you get there.

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Improving corporate spend management at Mercell

“The biggest benefits of Payhawk are efficiency and additional control — that's exactly what we need in finance.”

Leon Steenbrink, CFO

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How Payhawk helped Luxair become a cashless business

“The Payhawk app helps to keep us agile, as even employees without cards can submit expenses in seconds."

Tineke Van Maerken, VP of Finance

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Customizable spend categorization at State of Play

"We get complete spend visibility thanks to the NetSuite integration and we can understand our P&L in real-time."

Andrew Jacobi, VP of US Finance

Get a free personalized demo with a Payhawk expert

Discover why finance leaders in 32 countries manage spend with Payhawk.

Tailored one-on-one platform walkthrough
Tailored one-on-one platform walkthrough
Expert guidance & consulting
Expert guidance & consulting
Comprehensive Q&A
Comprehensive Q&A
No commitment to sign up
No commitment to sign up

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Momentum Leader Winter 2025 badge from G2 awarded to Payhawk

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FAQs

Payhawk is a comprehensive spend management platform powered by fully regulated and cutting-edge global banking and payment technology, designed for multi-national businesses. It combines company cards, international bank payments, accounts payable with purchase orders, expense management, bank accounts in dedicated currencies and leading integrations with your ERP and accounting software into one system.

Yes, Payhawk is safe. It is a fully regulated financial platform with cutting-edge banking and payment technology. It holds an EU and a UK EMI license, a Visa Principal Membership, and adheres to high-security standards such as PCI DSS Level 1, SOC 2, and ISO 27001. Additionally, it offers dedicated IBANs, safeguards funds with established banks, and provides physical and virtual cards with smart controls for added security.

Payhawk stands out from other spend management providers in several ways:


  1. Tailored for mid-size and large businesses needs:
  • Seamless ERP integration: Sync data effortlessly with ERPs like Oracle NetSuite and Microsoft Dynamics.
  • Configurability: customise the platform to match your exact requirements for a tailored experience.
  • Multi-entity support: Enjoy an excellent multi-entity experience, streamlining processes across different entities.
  1. Truly global reach:
  • Worldwide accounts and card issuance: dedicated IBANs and issue cards across Europe, US, and the UK.
  • Cost-effective transfers: send single-click bank transfers to 160+ countries in 50+ currencies, at a fraction of the cost compared to traditional banks.


3. Finance professional-centric features:

  • Advanced expense management: implement PO 2 and 3 way matching with flexibility tailored to different expenditure types.
  • Customisable workflows: configure workflows based on materiality and ownership, supporting segregation of duties.
  • Automated HR integrations: streamline starters and leavers processes, reducing manual updates and eliminating fraudulent spend risks.
  • Robust invoice handling: split invoices, schedule payment runs, and export data with accuracy and ease.


4. Deep focus on customer success and support:

  • Dedicated onboarding and implementation support
  • Customer success manager
  • Fast, multi-lingual human customer support team

By using Payhawk, you'll save significantly each month thanks to:


  1. Cost-effective international transfers: save on international transfer fees, with transactions 5x cheaper than traditional banks.
  2. Cashback on card spend: earn cashback rewards on card transactions, adding up to substantial savings over time.
  3. Increased VAT reclaim: automate receipt collection and increase VAT reclaim efficiency, maximising your returns.
  4. Streamlined expense management: reduce month-end processing time by over 50%, saving on administrative costs.
  5. Elimination of manual errors: minimise errors and associated costs by automating expense submissions and approval workflows.
  6. Aggregation of multiple disjointed tools: say goodbye to the hassle and extra cost of using individual payment providers, per diem trackers, mileage trackers, receipt scanners, expense trackers, purchasing tools, subscription trackers, and more. By consolidating all of these into a single platform, you'll further reduce costs associated with managing multiple tools and enhance overall efficiency.

Payhawk is ideal for mid-size and large businesses looking to streamline their spend management processes, enhance financial control, and achieve greater visibility over company expenses. With our robust features and customisation options, Payhawk caters to finance professionals who seek efficiency, compliance, and transparency in managing corporate expenses. Additionally, Payhawk's global capabilities make it a suitable choice for multinational organisations with diverse financial needs across various regions.

Yes, Payhawk seamlessly integrates with accounting and ERP systems such as Oracle NetSuite, Microsoft Dynamics, Xero, QuickBooks, and others. This integration enables smooth data synchronisation and automatic payment reconciliation, allowing for accurate and efficient financial management across platforms.

With Payhawk, you have the option to choose between debit and credit corporate expense cards, which can be issued as virtual, plastic or metal cards. This flexibility allows you to select the card type that best suits your preferences and requirements.

The cost of Payhawk depends on the specific plan and features you choose for your business. We offer flexible pricing options tailored to your needs. Contact our sales team for a customized quote based on your requirements.

You can connect all cards from the Visa, Mastercard and American Express networks, regardless of the issuing bank.

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