Our Vision

Become the world’s biggest bank without holding a single cent

Our aspiration is to become the world’s biggest bank without holding a single cent. We see the future as a marketplace where businesses can discover, manage and use multiple payment instruments (debit cards, credit cards, bank account etc.) powered by a single experience regardless of where money is kept. An experience where money follows the way you do business.

Our Investors

Board and Advisors


Roland Manger Co-founder and Partner, Earlybird

Mehmed Atici Principal, Earlybird

Vassil Terziev Partner, Eleven

Yusuf Ozdalga Partner, QED

Our Team

Meet with Payhawk

Thomas Westerhoven Head of Sales

Hristo Borisov Co-founder & CEO

Raquel Orejas Customer Success Manager

Konstantin Djengozov Co-founder & CFO

Boyko Karadzhov Co-founder & CTO

Désirée Schildt Head of Growth

Andrey Bankovski Director, Business Development

Rositsa Topchiyska Software Engineer

Galin Todorov Software Engineer

Vasil Dinev Software Engineer

Nikolina Gyurova Software Engineer

Elena Hristova Software Engineer

Viktor Bukurov Software Engineer

Ivan Linev Head of Compliance

Svetoslav Kotev Fraud Analyst

Manuel Holzer Commercial Director, Germany

Iñigo Aguirre Navas Commercial Director, Spain

Cristina López Customer Success Manager

Neda Velkova Customer Success Specialist

Elias Nunn Customer Success Specialist

Lubo Atanassov Strategy Lead

Anton Sotirov Software Engineer

Stanislav Radkov Software Engineer

Nikola Bozhkov Software Engineer

Eleonora Georgieva Account Executive

Kaloyan Petrov Product Designer

Georgi Varzonovtsev Product Designer

Denis Dimitrov Graphic Designer

Boris Angelov Product Manager

Tsvetina Yancheva Digital Marketing Specialist

Nikolay Pohlupkov Product Manager

Merita Ramadani People Operations Lead

Yana Panayotova People Operations