Comparing Payhawk and Spendesk?

Payhawk combines credit cards, payments, expenses, and cash into a single solution to help you manage company spend with ease.

Screenshots from the Payhawk corporate expense management application as seen on Apple Watch interface.
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Turn your bank account into a business account

  • Dedicated IBANs to your company name instead of loading numbers
  • Easily load and receive funds independent of your bank account
  • 3 times better exchange rates - 0.90% instead of 2.95%
  • Invoice Management with customizable approval-flows
  • SEPA Instant and Faster Payments for invoices and reimbursements
  • No need to do double work in your bank account and use XML SEPA files
Employee dashboard showing her outstanding expenses, balance, and other corporate expense information

Complete with smart company cards

  • Physical and virtual Visa Commercial cards with the highest acceptance rate
  • Custom budgets and limits to match your company spend policies in real-time
  • No locked funds or pre-paid cards
  • Easily track and control subscribtions
Screenshots from the Payhawk corporate spend application on iOS

Efficient and effortless

  • Clear separation between multiple business entities and accounts
  • Smart workflows that minimize manual approvals and frustration of managers
  • Full data extraction with self-learning algorithms in 60 languages
  • Intuitive and employee-friendly interface guarantees 100% internal adoption
  • Support for businesses in 30 countries
Mutli-entity expense management made easy with Payhawk application (screenshot)

Why do our customers loves us?

"With Payhawk our team has an all-in-one solution backed by a super strong product team. As a result we can focus on what really matters and don’t have to waste time on admin stuff."

Giancarlo Bruni
CFO at Heroes

"Payhawk cards are making our 550 branches transparent, flexible, secure, and cashless. Our branch managers never want to give their cards back."

Sebastian Jarantowski

"If you are looking to scale your expensing with your team, you are also getting to the point that you’d be stupid if you didn’t take the elegant and simple solution."

Gijs Spaans
European director at LIFEAID
New York Office

106 West 32nd Street, Suite 101,
New York, NY 10001


London Office

WeWork, 1 Waterhouse Square,
London, EC1N 2ST


Berlin Office

Chausseestr. 103,
10115 Berlin, Germany


Barcelona Office

Carrer de Sancho de Ávila,
65 08018 Barcelona


Amsterdam Office

Weesperstraat 61-105,
Amsterdam, Netherlands,
1018 VN

+31 85 107 1394

Paris Office

33 Rue La Fayette Paris,
le-de-France 75009

+33 6 78 92 53 67

Sofia Office

Polygraphia Office Center, 47A, Boulevard "Tsarigradsko shose" Blvd, 1124 Sofia