Cards Insurance Terms ЕЕА
Payhawk partners with AIG to provide Business Travel and Accident insurance to all cardholders of debit/credit cards that are issued within the EEA. The default insurance plan for every Visa card is the Standard insurance plan. The Premium insurance plan is available only with Payhawk Metal Visa cards.
Please refer to the overview below to understand the coverage of each insurance plan.
Standard insurance plan
| Cover | Description |
|---|---|
| Personal Accident | 24 hours during business travel |
| Accidental death: €50,000 | |
| Permanent disability: €100,000 | |
| Medical expenses abroad | €75.000 |
| Repatriation & Other emergency travel expenses abroad | Service in kind |
| Personal liability abroad | €2.000.000 |
| Trip cancellation | €1.000 |
| Legal expenses abroad | €10.000 |
| Baggage | €1.000 |
| AIG Travel Guard Assistance app | Service in kind |
Premium insurance plan:
| Cover | Description |
|---|---|
| Personal Accident | 24-hour coverage, therefore in and outside the profession |
| Accidental death: €50,000 | |
| Permanent disability: €100,000 | |
| Medical expenses abroad | €150.000 |
| Repatriation & Other emergency travel expenses abroad | Service in kind |
| Personal liability abroad | €2.000.000 |
| Trip cancellation | €2.500 |
| Legal expenses abroad | €25.000 |
| Baggage | €1.000 |
| AIG Travel Guard Assistance app | Service in kind |
| Virtual care (no part of the policy conditions) | Service |
| Find our full insurance terms here. |
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Payhawk Limited 2024, All rights reserved. Payhawk Limited is registered under company registration number 11747263, Chancery House, 53-64 Chancery Lane, London WC2A 1QS. Payhawk Debit and Credit Cards are issued by Payhawk Financial Services UAB and Paynetics AD in the EEA, Payrnet Limited in the UK and Cross River Bank in the US.
The Payhawk product is not available for micro-enterprises or small charities based in the UK as defined in the UK Consumer Duty Regulations. See the FCA website for more information.
The Payhawk Visa Debit card and Payhawk Visa Credit cards are issued pursuant to a license from Visa.