Cards Insurance Terms ЕЕА - EXPIRED
From October 1st, 2024, we will no longer provide travel insurance to Payhawk Visa cards issued within the EEA.
All insured risks that have occurred before the insurance policy expires on October 1st, 2024, are covered by the policy terms. The right to claim for benefits covered by this policy (i.e. relating to events taking place before October 1st, 2024) will expire after three years from the insured becoming aware of the benefit being due and payable.
Payhawk partners with AIG to provide Business Travel and Accident insurance to all cardholders of debit/credit cards that are issued within the EEA. The default insurance plan for every Visa card is the Standard insurance plan. The Premium insurance plan is available only with Payhawk Metal Visa cards.
Please refer to the overview below to understand the coverage of each insurance plan.
Standard insurance plan
| Cover | Description |
|---|---|
| Personal Accident | 24 hours during business travel |
| Accidental death: €50,000 | |
| Permanent disability: €100,000 | |
| Medical expenses abroad | €75.000 |
| Repatriation & Other emergency travel expenses abroad | Service in kind |
| Personal liability abroad | €2.000.000 |
| Trip cancellation | €1.000 |
| Legal expenses abroad | €10.000 |
| Baggage | €1.000 |
| AIG Travel Guard Assistance app | Service in kind |
Premium insurance plan:
| Cover | Description |
|---|---|
| Personal Accident | 24-hour coverage, therefore in and outside the profession |
| Accidental death: €50,000 | |
| Permanent disability: €100,000 | |
| Medical expenses abroad | €150.000 |
| Repatriation & Other emergency travel expenses abroad | Service in kind |
| Personal liability abroad | €2.000.000 |
| Trip cancellation | €2.500 |
| Legal expenses abroad | €25.000 |
| Baggage | €1.000 |
| AIG Travel Guard Assistance app | Service in kind |
| Virtual care (no part of the policy conditions) | Service |
| Find our full insurance terms here. |
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Payhawk Limited 2024, All rights reserved. Payhawk Limited is registered under company registration number 11747263, Chancery House, 53-64 Chancery Lane, London WC2A 1QS. Payhawk Debit and Credit Cards are issued by Payhawk Financial Services UAB and Paynetics AD in the EEA, Payrnet Limited in the UK, and Cross River Bank, Member FDIC in the US.
The Payhawk product is not available for micro-enterprises or small charities based in the UK as defined in the UK Consumer Duty Regulations. See the FCA website for more information.
The Payhawk Visa Debit card and Payhawk Visa Credit cards are issued pursuant to a license from Visa.