CFOs: How to scale AI when control is non-negotiable

Learn more
Skip to main content

Easily manage and control global spend

  • Get 100% real-time visibility and control on operational spend. 


  • Cut manual work by 50% with ease.
  • Close the month 2x faster.
  • Prevent overspending and ensure compliance.
Top-rated
Spend-management-software
Wagestream-logo
Decathlon-logo
Gaucho-logo
Hey-car-logo
Astrid & Miyu -logo
Harlequins-logo
Wagestream-logo
Decathlon-logo
Gaucho-logo
Hey-car-logo
Astrid & Miyu -logo
Harlequins-logo
Wagestream-logo
Decathlon-logo
Gaucho-logo
Hey-car-logo
Astrid & Miyu -logo
Harlequins-logo
Wagestream-logo
Decathlon-logo
Gaucho-logo
Hey-car-logo
Astrid & Miyu -logo
Harlequins-logo
checkmark iconSecure
secure spend management platform
checklist iconRegulated
compliant spend management platform
checklist iconAccredited
accredited spend management platform
checklist iconTop-rated
top rated spend management platform

Your trusted partner at every stage of your journey

Whether you're a global enterprise looking to save time and money or a high-velocity business with ambitious goals, our cutting-edge global payment technology can help you get there.

Spend management features for Scale ups

Startups and Scale ups

Our quick setup, intuitive dashboard, and smart controls help businesses with small finance teams bring order to their expense management while accelerating growth.

Spend management features for Mid-size companies

Mid-size companies

Use one platform to issue cards easily, automate expense management, and create spend controls that empower your teams while optimising resources.

Spend management features for Enterprise

Enterprise

Set up complex, multi-entity workflows, controls, and automations at a global scale and take advantage of HRIS and ERP integrations to streamline all your business tools.

Everything you need to efficiently manage and process spend globally

Reduce costs and time with real-time visibility over all your company spend. With Payhawk, businesses increase efficiency by automating tedious manual tasks and consolidating multiple tools.

Dedicated IBANs in multiple currencies

Dedicated IBANs in multiple currencies, safeguarding of funds in line with PSD2, and seamless linking to your existing bank accounts.

Dedicated IBANs in multiple currencies
Corporate cards

Corporate Visa debit and credit cards in 7 currencies across 32+ countries with proactive spend controls, automated receipt collection and real-time spend reports.

Corporate cards
Expense management

Fully digitized employee reimbursements and travel expenses with advanced approval flows and direct reimbursement to employee bank accounts.

Expense management
Accounts payable & purchase orders

End-to-end accounts payable software including purchase orders, invoice management, suppliers, approval workflows, as well as domestic and international payments.

Accounts payable & purchase orders
Native integrations and developer API

Market-leading integrations with your ERP, accounting software, HRIS, and security tools, plus a robust RESTful API and real-time webhooks.

Native Integrations and API
AI agents

Specialised AI agents to streamline and autonomously handle your most time-consuming tasks and drastically increase your finance teams' productivity — without sacrificing control.

Save with automation-powered spend management

£2M
saved annually from VAT reclaim
50%
reduction in manual workload
2x
faster month end close
£0
monthly Payhawk fees thanks to cashback

**The VAT savings metrics are from real Payhawk clients but your exact savings will depend on your business size, type, spend volumes, and your local VAT reclaim legislation. Cashback amounts vary but 1 in 4 Payhawk customers gets Payhawk for free.
*

Unify your spend in one global, enterprise-ready platform

SMART SPEND CONTROL

Control spend with ease

Feel confident with control mechanisms built into every type of spend. Whether it's proactive card controls, custom approval flows, or PO 3-way matching — we've got you covered.

Control business spend with ease
AUTOMATED EXPENSE MANAGEMENT

Make expense reports easier than ever

Get an expense management experience employees love with all of the controls. Capture receipts with a snap, while automated expense categorisation and approval flows streamline finance and accounting processes.

Make expense reports easier than ever
GLOBAL REAL-TIME SPEND VISIBILITY

Drive smart strategic decisions

Simplify operations and enhance budget control with real-time access to complete spend data across your organisation. Identify trends, detect anomalies, and enforce policies effortlessly.

Drive smart strategic decisions
AI-POWERED ACCOUNTING AUTOMATION

Close your books in hours, not weeks.

Automate your most tedious tasks like manual data entry, correcting mistakes, coding expenses, reconciling payments, and chasing down paper trails. Benefit from live two-way syncing integrations to eliminate manual work in your ERP.

Close your books in hours, not weeks

Learn how businesses like yours save time, money, and resources

25+ hours

saved a month

"As we have all of our expenses coded up to project codes in the Payhawk solution, we can now report on our margins by event and so on at the end of each month. Payhawk has done a great job of getting that custom field from NetSuite and the project code from NetSuite into Payhawk."

Howard Thompson, Global Financial Controller at GDS Group
Howard Thompson
Global Financial Controller at GDS Group
GDS saved 25+ hours a month with Payhawk spend management platform

Your security is our commitment

Protected

Rest easy knowing your spend management solution partners with established banks in the US and holds Electronic Money Institution (EMI) licenses in the UK and EEA. We are also fully compliant with local regulations wherever we operate.

Security first

Feel confident in our advanced infrastructure. We apply best-in-class security controls, monitored 24/7, to keep your account secure.

Highest standards

We adhere to the most stringent international security standards, including PCI DSS, SOC1, and SOC2 compliance, alongside meeting local regulatory requirements.

Payhawk spend management platform security explainedPayhawk spend management platform security explained

Get a free personalised demo with a Payhawk expert

Discover why finance leaders in 32 countries manage spend with Payhawk.

Tailored one-on-one platform walkthrough
Tailored one-on-one platform walkthrough
Expert guidance & consulting
Expert guidance & consulting
Comprehensive Q&A
Comprehensive Q&A
No commitment to sign up
No commitment to sign up

Users Love Us badge from G2 awarded to Payhawk
Leader Winter 2025 badge from G2 awarded to Payhawk
High Performer Winter 2025 badge from G2 awarded to Payhawk
Momentum Leader Winter 2025 badge from G2 awarded to Payhawk

+1
By submitting this form, you agree to receive emails about our products and services per our Privacy Policy.

This product is not available for micro-enterprises or small charities as defined in the UK Consumer Duty Regulations. A micro-enterprise employs less than 10 people and has a turnover or annual balance sheet of no more than €2 million. A business must have both of these defining features to be considered a micro-enterprise. See the FCA website for more information.

FAQs

Payhawk is a comprehensive spend management platform powered by fully regulated and cutting-edge global banking and payment technology, designed for multi-national businesses. It combines company cards, international bank payments, accounts payable with purchase orders, expense management, bank accounts in dedicated currencies and leading integrations with your ERP and accounting software into one system.

Yes, Payhawk is safe. It is a fully regulated financial platform with cutting-edge banking and payment technology. It holds an EU and a UK EMI license, a Visa Principal Membership, and adheres to high-security standards such as PCI DSS Level 1, SOC 2, and ISO 27001. Additionally, it offers dedicated IBANs, safeguards funds with established banks, and provides physical and virtual cards with smart controls for added security.

Payhawk stands out from other spend management providers in several ways:


  1. Tailored for mid-size and large businesses needs:
  • Seamless ERP integration: Sync data effortlessly with ERPs like Oracle NetSuite and Microsoft Dynamics.
  • Configurability: customise the platform to match your exact requirements for a tailored experience.
  • Multi-entity support: Enjoy an excellent multi-entity experience, streamlining processes across different entities.
  1. Truly global reach:
  • Worldwide accounts and card issuance: dedicated IBANs and issue cards across Europe, US, and the UK.
  • Cost-effective transfers: send single-click bank transfers to 160+ countries in 50+ currencies, at a fraction of the cost compared to traditional banks.


3. Finance professional-centric features:

  • Advanced expense management: implement PO 2 and 3 way matching with flexibility tailored to different expenditure types.
  • Customisable workflows: configure workflows based on materiality and ownership, supporting segregation of duties.
  • Automated HR integrations: streamline starters and leavers processes, reducing manual updates and eliminating fraudulent spend risks.
  • Robust invoice handling: split invoices, schedule payment runs, and export data with accuracy and ease.


4. Deep focus on customer success and support:

  • Dedicated onboarding and implementation support
  • Customer success manager
  • Fast, multi-lingual human customer support team

By using Payhawk, you'll save significantly each month thanks to:


  1. Cost-effective international transfers: save on international transfer fees, with transactions 5x cheaper than traditional banks.
  2. Cashback on card spend: earn cashback rewards on card transactions, adding up to substantial savings over time.
  3. Increased VAT reclaim: automate receipt collection and increase VAT reclaim efficiency, maximising your returns.
  4. Streamlined expense management: reduce month-end processing time by over 50%, saving on administrative costs.
  5. Elimination of manual errors: minimise errors and associated costs by automating expense submissions and approval workflows.
  6. Aggregation of multiple disjointed tools: say goodbye to the hassle and extra cost of using individual payment providers, per diem trackers, mileage trackers, receipt scanners, expense trackers, purchasing tools, subscription trackers, and more. By consolidating all of these into a single platform, you'll further reduce costs associated with managing multiple tools and enhance overall efficiency.

Payhawk is ideal for mid-size and large businesses looking to streamline their spend management processes, enhance financial control, and achieve greater visibility over company expenses. With our robust features and customisation options, Payhawk caters to finance professionals who seek efficiency, compliance, and transparency in managing corporate expenses. Additionally, Payhawk's global capabilities make it a suitable choice for multinational organisations with diverse financial needs across various regions.

Yes, Payhawk seamlessly integrates with accounting and ERP systems such as Oracle NetSuite, Microsoft Dynamics, Xero, QuickBooks, and others. This integration enables smooth data synchronisation and automatic payment reconciliation, allowing for accurate and efficient financial management across platforms.

With Payhawk, you have the option to choose between debit and credit corporate expense cards, which can be issued as virtual, plastic or metal cards. This flexibility allows you to select the card type that best suits your preferences and requirements.

The cost of Payhawk depends on the specific plan and features you choose for your business. We offer flexible pricing options tailored to your needs. Contact our sales team for a customized quote based on your requirements.

One Platform to Easily Manage & Control Global Business Spend | Payhawk