ALL YOUR SPEND. ONE PLATFORM.Easily manage and control global spend
- Get 100% real-time visibility and control on operational spend.
- Cut manual work by 50% with ease.
- Close the month 2x faster.
- Prevent overspending and ensure compliance.










Your trusted partner at every stage of your journey
Whether you're a global enterprise looking to save time and money or a high-velocity business with ambitious goals, our cutting-edge global payment technology can help you get there.


Startups and Scale ups
Our quick setup, intuitive dashboard, and smart controls help businesses with small finance teams bring order to their expense management while accelerating growth.


Mid-size companies
Use one platform to issue cards easily, automate expense management, and create spend controls that empower your teams while optimising resources.


Enterprise
Set up complex, multi-entity workflows, controls, and automations at a global scale and take advantage of HRIS and ERP integrations to streamline all your business tools.
Everything you need to efficiently manage and process spend globally
Reduce costs and time with real-time visibility over all your company spend. With Payhawk, businesses increase efficiency by automating tedious manual tasks and consolidating multiple tools.
Dedicated IBANs in multiple currencies, safeguarding of funds in line with PSD2, and seamless linking to your existing bank accounts.


Corporate Visa debit and credit cards in 7 currencies across 32+ countries with proactive spend controls, automated receipt collection and real-time spend reports.


Fully digitized employee reimbursements and travel expenses with advanced approval flows and direct reimbursement to employee bank accounts.


End-to-end accounts payable software including purchase orders, invoice management, suppliers, approval workflows, as well as domestic and international payments.


Market-leading integrations with your ERP, accounting software, HRIS, and security tools, plus a robust RESTful API and real-time webhooks.


Specialised AI agents to streamline and autonomously handle your most time-consuming tasks and drastically increase your finance teams' productivity — without sacrificing control.


Save with automation-powered spend management
**The VAT savings metrics are from real Payhawk clients but your exact savings will depend on your business size, type, spend volumes, and your local VAT reclaim legislation. Cashback amounts vary but 1 in 4 Payhawk customers gets Payhawk for free. *
Unify your spend in one global, enterprise-ready platform
Control spend with ease
Feel confident with control mechanisms built into every type of spend. Whether it's proactive card controls, custom approval flows, or PO 3-way matching — we've got you covered.


Make expense reports easier than ever
Get an expense management experience employees love with all of the controls. Capture receipts with a snap, while automated expense categorisation and approval flows streamline finance and accounting processes.


Drive smart strategic decisions
Simplify operations and enhance budget control with real-time access to complete spend data across your organisation. Identify trends, detect anomalies, and enforce policies effortlessly.


Close your books in hours, not weeks.
Automate your most tedious tasks like manual data entry, correcting mistakes, coding expenses, reconciling payments, and chasing down paper trails. Benefit from live two-way syncing integrations to eliminate manual work in your ERP.


Learn how businesses like yours save time, money, and resources
25+ hours
"As we have all of our expenses coded up to project codes in the Payhawk solution, we can now report on our margins by event and so on at the end of each month. Payhawk has done a great job of getting that custom field from NetSuite and the project code from NetSuite into Payhawk."



Your security is our commitment


Protected
Rest easy knowing your spend management solution partners with established banks in the US and holds Electronic Money Institution (EMI) licenses in the UK and EEA. We are also fully compliant with local regulations wherever we operate.
Security first
Feel confident in our advanced infrastructure. We apply best-in-class security controls, monitored 24/7, to keep your account secure.
Highest standards
We adhere to the most stringent international security standards, including PCI DSS, SOC1, and SOC2 compliance, alongside meeting local regulatory requirements.
Protected
Rest easy knowing your spend management solution partners with established banks in the US and holds Electronic Money Institution (EMI) licenses in the UK and EEA. We are also fully compliant with local regulations wherever we operate.
Security first
Feel confident in our advanced infrastructure. We apply best-in-class security controls, monitored 24/7, to keep your account secure.
Highest standards
We adhere to the most stringent international security standards, including PCI DSS, SOC1, and SOC2 compliance, alongside meeting local regulatory requirements.


FAQs
Payhawk is a comprehensive spend management platform powered by fully regulated and cutting-edge global banking and payment technology, designed for multi-national businesses. It combines company cards, international bank payments, accounts payable with purchase orders, expense management, bank accounts in dedicated currencies and leading integrations with your ERP and accounting software into one system.
Yes, Payhawk is safe. It is a fully regulated financial platform with cutting-edge banking and payment technology. It holds an EU and a UK EMI license, a Visa Principal Membership, and adheres to high-security standards such as PCI DSS Level 1, SOC 2, and ISO 27001. Additionally, it offers dedicated IBANs, safeguards funds with established banks, and provides physical and virtual cards with smart controls for added security.
Payhawk stands out from other spend management providers in several ways:
- Tailored for mid-size and large businesses needs:
- Seamless ERP integration: Sync data effortlessly with ERPs like Oracle NetSuite and Microsoft Dynamics.
- Configurability: customise the platform to match your exact requirements for a tailored experience.
- Multi-entity support: Enjoy an excellent multi-entity experience, streamlining processes across different entities.
- Truly global reach:
- Worldwide accounts and card issuance: dedicated IBANs and issue cards across Europe, US, and the UK.
- Cost-effective transfers: send single-click bank transfers to 160+ countries in 50+ currencies, at a fraction of the cost compared to traditional banks.
3. Finance professional-centric features:
- Advanced expense management: implement PO 2 and 3 way matching with flexibility tailored to different expenditure types.
- Customisable workflows: configure workflows based on materiality and ownership, supporting segregation of duties.
- Automated HR integrations: streamline starters and leavers processes, reducing manual updates and eliminating fraudulent spend risks.
- Robust invoice handling: split invoices, schedule payment runs, and export data with accuracy and ease.
4. Deep focus on customer success and support:
- Dedicated onboarding and implementation support
- Customer success manager
- Fast, multi-lingual human customer support team
By using Payhawk, you'll save significantly each month thanks to:
- Cost-effective international transfers: save on international transfer fees, with transactions 5x cheaper than traditional banks.
- Cashback on card spend: earn cashback rewards on card transactions, adding up to substantial savings over time.
- Increased VAT reclaim: automate receipt collection and increase VAT reclaim efficiency, maximising your returns.
- Streamlined expense management: reduce month-end processing time by over 50%, saving on administrative costs.
- Elimination of manual errors: minimise errors and associated costs by automating expense submissions and approval workflows.
- Aggregation of multiple disjointed tools: say goodbye to the hassle and extra cost of using individual payment providers, per diem trackers, mileage trackers, receipt scanners, expense trackers, purchasing tools, subscription trackers, and more. By consolidating all of these into a single platform, you'll further reduce costs associated with managing multiple tools and enhance overall efficiency.
Payhawk is ideal for mid-size and large businesses looking to streamline their spend management processes, enhance financial control, and achieve greater visibility over company expenses. With our robust features and customisation options, Payhawk caters to finance professionals who seek efficiency, compliance, and transparency in managing corporate expenses. Additionally, Payhawk's global capabilities make it a suitable choice for multinational organisations with diverse financial needs across various regions.
Yes, Payhawk seamlessly integrates with accounting and ERP systems such as Oracle NetSuite, Microsoft Dynamics, Xero, QuickBooks, and others. This integration enables smooth data synchronisation and automatic payment reconciliation, allowing for accurate and efficient financial management across platforms.
With Payhawk, you have the option to choose between debit and credit corporate expense cards, which can be issued as virtual, plastic or metal cards. This flexibility allows you to select the card type that best suits your preferences and requirements.
The cost of Payhawk depends on the specific plan and features you choose for your business. We offer flexible pricing options tailored to your needs. Contact our sales team for a customized quote based on your requirements.





