Payhawk vs ConcurThe faster, smarter, and more reliable alternative
Payhawk combines corporate cards, expense management, and accounts payable in one platform with a user experience everybody loves. No more stitching together multiple tools as you scale.



With Payhawk, we were able to move to a much more flexible solution. Each team member has a card, we have a lot more control over the expenses, and the user experience helps us minimise the time we spend on filing expenses. Now, we can spend that time doing something a lot more beneficial for our portfolio customers.
3 reasons Payhawk is the clear choice for CFOs
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An all-in-one global platform with credit
With Payhawk, you get a fully integrated solution with cards, accounts payable, budgets, travel, reimbursements, subscriptions, and procurement giving you the power to track, control, and save on all business spend.


Real-time control and visibility
Stay on top of spending with advanced card controls and customizable limits, giving you real-time insights and policy enforcement.


Faster, hassle-free expense management
With Payhawk, expense management is streamlined and simple, leaving Concur’s complex and cumbersome UI behind.
Drive efficiency with automated spend management
**The VAT savings metrics are from real Payhawk clients but your exact savings will depend on your business size, type, spend volumes, and your local VAT reclaim legislation. *
Quicker implementation. Faster ROI.
Save time and money with Payhawk’s 2-month implementation and 10-month time-to-value — 2x faster than Concur’s 21 months.


Smooth onboarding and implementation
Your dedicated Onboarding and Implementation Managers ensure a smooth, seamless transition, setting you up for success from day one.
Lightning-fast, multilingual, real human support team
Get real-time assistance from our multilingual, in-house experts—just a message away for any questions, technical support, or guidance.
Smooth onboarding and implementation
Your dedicated Onboarding and Implementation Managers ensure a smooth, seamless transition, setting you up for success from day one.
Lightning-fast, multilingual, real human support team
Get real-time assistance from our multilingual, in-house experts—just a message away for any questions, technical support, or guidance.


Even more reasons you’ll love Payhawk
Don’t just replace Concur. Modernise all the ways you do finance.
Support global spend with a mix of physical and virtual cards with a market-leading acceptance rate.
Improve financial governance and manage cash flow your way with direct access to your funds through dedicated bank accounts and debit and credit cards.
Take control of invoice management with automated data capture and categorisation. Keep approvals moving, and never stitch together spreadsheets and statements again.
Streamline purchasing and control spending from request to payment with custom request approvals, PO creation, and 3-way matching with automated accounts payable.
Get a complete, real-time view of budget utilization—even for the most complex budget structures. With multiple forecasts, built-in accruals, and unlimited dimensions, you’ll always have accurate, up-to-date insights.
Get access to market-leading integrations with your ERP, accounting software, HRIS, and security tools, plus a robust RESTful API and real-time webhooks.
Payhawk vs Concur FAQ
Payhawk outperforms Concur in several key areas that matter most to global finance teams:
- All-in-One Solution: Unlike Concur, which requires managing multiple providers (corporate cards, payments, and expense management), Payhawk offers an integrated, seamless solution. This means you don’t have to juggle different systems and can manage everything from one platform, simplifying global operations.
- Real-Time Visibility and Control: Payhawk provides advanced card controls and customizable spend limits, giving you immediate oversight of your company’s spending. You can enforce spending policies in real time, reducing the risk of fraud or unauthorized expenses.
- Faster, Hassle-Free Expense Management: Concur’s user interface is often described as complex and cumbersome, making expense reporting a manual and slow process. Payhawk offers a streamlined, intuitive platform that accelerates expense management, saving both finance teams and employees time.
- Faster Implementation & ROI: Payhawk offers a much faster time to value compared to Concur. While Concur takes around 4 months to implement and 21 months to see a return on investment, Payhawk can be up and running in just 2 months, with a 10-month ROI. This faster rollout means less disruption and more time for you to start seeing results.
Yes, switching from Concur to Payhawk is straightforward and efficient:
- Quick Implementation: Payhawk’s implementation process is significantly faster than Concur’s. We typically get you up and running in just 2 months, while Concur takes much longer. We’ll guide you through the entire transition to ensure a smooth switch.
- Seamless Migration: Our team ensures that your data, accounts, and spend policies are transferred seamlessly. We provide dedicated support throughout the migration process to minimize any disruption to your daily operations.
- Support and Training: Payhawk’s platform is designed to be user-friendly and intuitive. We offer comprehensive training and ongoing support to make sure your team is comfortable and confident using the system right away.
The choice is clear—start with Payhawk today!
See how Payhawk can transform your spend management.
The information on this page is based on publicly available Concur product features as of April 2025.