Payhawk vs Concur The faster, smarter, and more reliable alternative

Payhawk combines corporate cards, expense management, and accounts payable in one platform with a user experience everybody loves. No more stitching together multiple tools as you scale.

Image of the stars widgets from G2, Trustpilot and Capterra - according to which Payhawk is a top rated spend management platform
A Payhawk dashboard providing a powerful Pleo alternative
95%
positive product direction vs. 75% for Concur
93%
satisfaction with support vs. 80% for Concur
89%
ease of use vs 79% for Concur
Forward thinking businesses from 32+ countries choose Payhawk
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With Payhawk, we were able to move to a much more flexible solution. Each team member has a card, we have a lot more control over the expenses, and the user experience helps us minimise the time we spend on filing expenses. Now, we can spend that time doing something a lot more beneficial for our portfolio customers.

Diana Ruseva, Finance Manager at Eleven Ventures

3 reasons Payhawk is the clear choice for CFOs

An image showing the world map with Payhawk cards laid over it and all different currencies in which you can pay with Payhawk corporate cards

An all-in-one global platform with credit

With Payhawk, you get a fully integrated solution with cards, accounts payable, budgets, travel, reimbursements, subscriptions, and procurement giving you the power to track, control, and save on all business spend.

Spend management features for Mid-size companies

Real-time control and visibility

Stay on top of spending with advanced card controls and customizable limits, giving you real-time insights and policy enforcement.

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Faster, hassle-free expense management

With Payhawk, expense management is streamlined and simple, leaving Concur’s complex and cumbersome UI behind.

Drive efficiency with automated spend management

55,000h
saved per year just on manual data entry
€2.4 million
saved by preventing out-of-policy card spend
€2M
saved annually from VAT reclaim

*The VAT savings metrics are from real Payhawk clients but your exact savings will depend on your business size, type, spend volumes, and your local VAT reclaim legislation.


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Quicker implementation. Faster ROI.

Save time and money with Payhawk’s 2-month implementation and 10-month time-to-value — 2x faster than Concur’s 21 months.

Smooth onboarding and implementation

Your dedicated Onboarding and Implementation Managers ensure a smooth, seamless transition, setting you up for success from day one.

Lightning-fast, multilingual, real human support team

Get real-time assistance from our multilingual, in-house experts—just a message away for any questions, technical support, or guidance.

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<72h
average onboarding time
40s
average first response time
99%
customer satisfaction rate

Even more reasons you’ll love Payhawk

Don’t just replace Concur. Modernise all the ways you do finance.

Choose a single global card provider

Support global spend with a mix of physical and virtual cards with a market-leading acceptance rate.

Manage cash flow on your terms with credit and debit Visa cards

Improve financial governance and manage cash flow your way with direct access to your funds through dedicated bank accounts and debit and credit cards.

Automate your accounts payable process — at scale.

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Approve spend before it happens with procure-to-pay automation

Streamline purchasing and control spending from request to payment with custom request approvals, PO creation, and 3-way matching with automated accounts payable.

Track budgets in real-time

Get a complete, real-time view of budget utilization—even for the most complex budget structures. With multiple forecasts, built-in accruals, and unlimited dimensions, you’ll always have accurate, up-to-date insights.

Plug and play on top of your existing stack

Get access to market-leading integrations with your ERP, accounting software, HRIS, and security tools, plus a robust RESTful API and real-time webhooks.

Payhawk vs Concur FAQ

The choice is clear—start with Payhawk today!

See how Payhawk can transform your spend management.

The information on this page is based on publicly available Concur product features as of April 2025.