Winter '25 Edition is here: Meet the AI agents turning spend into conversation. Join the release webinar.

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Payhawk Fall 25 release edition

When spend becomes a conversation

Our newest product Edition brings AI Agents into the platform, making conversation the most intuitive way to experience business spending. Bridging the gap between control and simplicity, the AI Office is your team's new best friend. Plus more updates on platform control and security.

Say hello to native AI Agents

Whether it's a new laptop, a business trip, or a client dinner — start with a conversation. Trust Agents to gather context, enforce policy, and execute secure payments — all without slowing anyone down.

Travel Agent

Handles business travel from request to reconciliation, flags out-of-policy choices, coordinates approvals, books the trip, and creates a Trip Report.

Image showing a trip report
Procurement Agent

Turns purchase requests into a simple conversation. Understands intent, identifies request types and cost centres, and kicks off the right approval flow.

An image showing the assistant role
Financial Controller Agent

Cleans up month-end automatically. Eliminates manual follow-up by prompting submissions, filling gaps, fetching receipts, and guiding approvals.

Image showing that you can customise your expense view
Payments Agent

Helps teams solve card and payment issues themselves. Answers questions and guides through fixes and fund requests, easing the load on finance.

Image showing that you can customise your expense view

One platform for EU-wide eInvoicing compliance

Structured eInvoices delivered, validated, and paid directly in your AP workflow.

End-to-end automation for every structured eInvoice

Receive, validate, process and pay structured eInvoices — including XRechnung, ZUGFeRD, Factur-X, and Peppol BIS 3.0, and others — without PDFs, portals, or manual entries.
Every invoice arrives pre-structured and policy-ready, with automated data extraction, instant ERP sync, and built-in compliance for all upcoming EU mandates.

A visualisation of the option to issue physical and virtual Payhawk corporate cards

Tailor access controls to fit your business

Build custom roles and targeted permission extensions to minimise exposure, speed up approvals, and keep a clear separation of duties.

Image showing global payments in all major currencies
Custom roles
Create the roles you need for different teams

Configure detailed roles and layer on permission extensions to give each user exactly the level of access their function requires. Support specialised teams like HR, IT, and accounting with least-privilege controls that limit exposure, strengthen compliance, and keep processes moving.

Image showing that you can send USD, EUR, or GBP payments anywhere
Permission extensions
Speed up work with the right permisisons

Decide whether specific stakeholders should have more power — correcting entries, adding context, and submitting on behalf of employees — to avoid useless back-and-forth and speed things up.

Enterprise-grade protection for every payment flow

Upgraded SEPA functionality, beneficiary verification, and platform-wide security enhancements reduce operational risk and keep your payment operations compliant at scale.

SEPA Payments
More flexible SEPA payments

Send and receive Euro payments with fewer delays and greater flexibility across SEPA markets. Updated standards supported by Payhawk — the SEPA Instant Payments Rulebook 2025 — ensure your transfers move smoothly, even as requirements evolve.

Beneficiary checks
Verification of payee

Built-in beneficiary checks help confirm you’re paying the intended recipient before the transfer goes out — reducing costly errors and adding reassurance to every transaction.

Security
Security enhancements

Enhanced fraud detection and smarter access controls reinforce the security of every payment and user action, giving you peace of mind without slowing down operations.

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When spend becomes a conversation - Winter 2025 | Payhawk