Business spend, reinvented.

With Payhawk’s corporate visa cards, you can automate manual processes, maximise efficiency, and accelerate business expansion. Join the finance teams, in 32 countries, that trust us with a single global solution.

Corporate Visa Cards

Smart debit and credit cards with built-in spend rules, so you stay in control across all of your businesses

Reimbursable Expenses

Easy automated expense reports and single-click reimbursements for employees who don’t use cards

Accounts Payable

Manage and pay bills centrally, enhanced by powerful OCR software and customisable approval flows

Global spend management in just one solution.

Unlock greater governance and control

Implement greater governance and control without cumbersome overheads. With Payhawk, our expense management software lets you issue debit or credit cards for both teams and individuals, and set spend rules that are enforced whenever the card is used. A clear win-win, giving employees more freedom and financial leaders more control.

Get your time back

With Payhawk, you can replace 80% of manual finance processes with automation. It’s easy. Our product saves time with automated receipt matching, invoice categorisation against the correct cost centre and VAT rates, and is enhanced by our OCR technology. With us, financial leaders can use their time to scale business operations, instead of chasing receipts.

Cut costs, not corners

We get it; you want easy access to real-time spend reports, so that you keep costs under control. Consider it done. Payhawk's subscription management software makes it easy for you to understand changes in costs and uncover duplicates or unused subscriptions. Also, Payhawk pays for itself with cashback on card spend.

Accelerate international growth

We understand what you need to scale globally. With Payhawk you can easily manage multiple global entities through a single tool. Additionally, you will enjoy a high global acceptance rate with our VISA debit and credit cards, which allows you to benefit from low FX rates. Employees can be reimbursed seamlessly — no matter where they are – as Payhawk supports multiple currencies

The smart card just got smarter

Card-first but solution-oriented. Payhawk-powered tech enables you to move from portal to app without compromising your ability to do business. Our scalable product means that you have a holistic solution to easily manage global spend.

Powerful software for financial leaders

An intuitive app for employees


less manual data entry and processes


faster average


average score
on Trustpilot and G2

Seamless integrations

No manual data uploads necessary

Faster month-end process with automatic reconciliation

Get set up in less than 20 minutes

Custom integrations tailored to enterprise

“Payhawk enables me to free up my time to focus on tasks that create company value.”

Nadia Vanuytrecht, HR & Operations Manager at Explose

What CFOs often ask about

Payment accounts in EUR and GBP with your own dedicated IBANs. You also get a cloud-based web portal, mobile app for employees, and Visa Commercial debit and credit cards.

Payhawk is available for any business incorporated in the European Economic Area (EEA) or UK, including NGOs, educational & governmental institutions.

Your Payhawk card is a Visa Commercial Debit card, and can be a Credit Card if your company is based in the UK. Unlike prepaid cards, Visa Commercial is accepted worldwide via one of the most accessible global card networks including car rentals, accommodations, and digital advertising platforms.

There are no hidden fees. You get up to 4 times better exchange rates than your bank, and you only pay for your cards.

Your money is protected by a process known as safeguarding, which is a regulatory requirement for all EMIs. Under this process, all e-money balances must be segregated from all other cash balances. These segregated balances are held with a safeguarding bank and are routinely reconciled to ensure that the sum of all issued e-money balances is the same as the sum of cash held by the bank in the segregated account.