A smarter spend control and visibility solution

Stay in control of all your business expenses, including invoices, reimbursements, cards, and more — all in one place.

Take control of card spend

Help your colleagues do business while you stay in control of spend with corporate cards supported by smart expense management software.

Issue cards anywhere, anytime

Issue cards anywhere, anytime

Issue debit or credit cards individually or in bulk, and create team cards and budgets. No need to wait weeks for bank issuance; virtual Payhawk cards can be used in seconds.

Set cards limits

Set cards limits

Set up stand alone or company-wide card spend limits, with no need to manage card by card. Adjust easily and set up a low funds alert to warn you when the balance is drying up.

Use risk-free, zero balance cards

Use risk-free, zero balance cards

Issue cards with zero balance and ask users to perform simple fund requests via the app. Auto-approve requests or link to pre-set approval workflows based on the amount.

Block or freeze cards

Block or freeze cards

Halt card spending in a couple of clicks in case of employee misuse or suspicious activity. Problem solved? Unfreeze cards in seconds to resume agreed use.

Delete cards

Delete cards

Easily delete cards according to staff turnover. Simply close the card via the portal, with no effort or expectation from the departing employee.

Corporate cards bulk management

Do it in bulk

Save time implementing card controls by doing it in bulk. Manage multiple cards and set different policies by staff cardholder seniority level.

Support your spend policies

Leverage compliance-boosting software to put your expense policies at your cardholders
fingertips via approval workflows, spend rules, and clever automation.

Increase adoption and compliance

Say goodbye to dusty, neglected expense policies and encourage compliance with in-built customisable rules, and limits, and an app that employees love.


Customise spend rules

Set and update card rules individually or in bulk around single transactions, daily limits, hierarchies, and expense types to roll out your spend policy and update it as required.

Payhawk custom spend management policy

Block offline spend

Choose whether to allow online payments or not. If your business uses cards predominantly for travel for example, then you can easily select to disallow online payments.


Set ATM withdrawals

Decide if colleagues can use their cards in ATMs or not. Admins and accountants can simply toggle individual or bulk cards ATM use on and off as they need.

Employee utilizing the business travel expense management features of Payhawk corporate cards during the work trip

See what our cards can do

Save time with custom spend approval workflows

Save time and reduce risk with automated funding approvals and secure
step-by-step verifications.

Create secure approval flows

Set fund request approval steps to approve (or reject), review, and pay. Give your budget owners and finance team oversight and expand the flow as you need.


Assign multi-step approvals

Add additional approval levels as per your company’s policy easily and in bulk. Set approvals and automate who will be alerted based on the amount spent or funds requested.


Set approvals by expense type

Create different approval workflows according to the expense type, including card payments, bank transfers, reimbursements, company cash, and mileage.

Payhawk custom workflows approval process - an animation

Get seamless integrations for complete spend visibility

Leverage compliance-boosting software to put your expense policies at your cardholders
fingertips via approval workflows, spend rules, and clever automation.

Ensure the most up-to-date relevant data is at your fingertips at all times. Sync the spend data that powers your business with direct ERP integrations for full visibility and control.

Employees discussing their spend management workflows
Leon Steenbrink, Mercell CFO

“Before Payhawk, we had just one level of approval, and that wasn’t enough for me to keep control. As a CFO, I like that with Payhawk; we’re in control of who can approve what. In summary, Payhawk gives us a combination of efficiency and additional spend control, and that’s exactly what we need in finance.”

Leon Steenbrink CFO at Mercell Nederland

FAQs