We have a plan for every case

No annual commitments or hidden fees.


Most popular

6 times better exchange rates


Control card expenses for remote or traveling employees


Per month
Plus €1 per user (max 10)


Per month
Plus £1 per user (max 10)

  • Physical Visa Commercial Debit cards
  • Virtual Visa Commercial Debit cards
  • Receipt and invoice collection
  • Employee, accountant, and manager roles
  • Up to 6 times better exchange rates
  • Live chat and lightning-fast support
See all features


Control spend beyond cards to control any type of expense


Per month
Plus €1 per user (max 20)


Per month
Plus £1 per user (max 20)

All benefits from Pro plus:


  • Requests & approvals for funds
  • Projects, cost centers and other custom labels
  • Out of pocket cash payments
  • Bills and invoices management
  • OCR for cash payments and bills
  • SEPA payments for bills at €1 per transfer
See all features


Automate bookkeeping and reconciliation with OCR


Unlimited users


Unlimited users

All benefits from Premium plus:


  • Automated bookkeeping with OCR data extraction
  • Close and archive accounting periods
  • Manage multiple business entities
  • Spend policies for multiple cards
  • Integration with Workday, Microsoft Dynamics and more
  • 24/7 proactive™ support
  • Dedicated account manager
See all features

Every edition includes

Expense app for iOS and Android

Live chat and lightning-fast support

Instant issuing of physical and virtual Visa Commercial Debit cards (€10/card)

Automated or manual export to Excel or CSV

Support for EUR, GBP, USD card currencies

Up to 6 times better exchange rates

You are in good hands

Customer care like nothing you have ever seen

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Questions ? Look Here

What is a user?

Everyone who has access to Payhawk such as a cardholder, accountant or company administrator is classified as a user.

Is there a limit of users?

No, there is no limit. For companies with more than 20 users, please contact sales to get a quote.

Is Payhawk a prepaid card?

No, Payhawk offers Visa Comercial Debit cards. Unlike prepaid cards, Visa Comercial Debit cards are accepted by more than 36 million merchants worldwide incl. car rentals and accommodations.

How do I issue my cards?

You can issue new physical and virtual Visa Comercial Debit cards to your employees from our web portal. Virtual cards are delivered in seconds to an employee’s mobile phone and can be used for online payments only. Physical cards are shipped to your office up to 10 business days. These can be used for any both online and offline payments.

What currencies does Payhawk support?

Right now you can open accounts in EUR, GBP, USD and BGN. If you have specific requirements for currencies that are not yet supported contact sales.

Is Payhawk a bank? How can it issue cards?

Payhawk is a technical service provider under the terms of the Payment services (PSD 2) – Directive (EU) 2015/2366. We are registered as an agent to issuing banks that have passports to issue E-money in the European Economic Area (EEA) and are pursuant to license by MasterCard and Visa. Payhawk does not receive, hold, transfer or come into possession of your funds at any time.

How can I transfer funds to my Payhawk card?

To use your Payhawk cards your company needs to have funds in your E-money account maintained by an Issuing bank and opened as part of the Payhawk registration process. A standard way of funding the account is via bank wire. Your funds are securely held in Saxo Bank, Denmark for accounts in GBP, EUR and USD and DSK Bank, Bulgaria for BGN.

Is there a minimum amout I should transfer in my accont?

Yes, the minimum amount per transfer to your account is €1,000, or your currency equivalent.

Do I have to top-up every company card individually?

No, there is no need to load cards individually. All of your cards are attached to one account balance per currency. You can set spend limits on each card.