3% cashback* on all payments for a product that pays for itself

Come for our cards, stay for everything else.



Premium Cards

Corporate Visa cards with built-in spend rules and automated collection of receipts


Plus €9/mo per card


Plus £9/mo per card

  • Payhawk Visa Commercial cards (physical/virtual/team)
  • Apple Pay and Google Pay
  • Automated expense reports
  • Approval of top-up requests on cards
  • Card spend policies and controls
  • Team cards for SaaS or project spend
  • One-click accounting integration
See all features

All-In-One Spend

Integrated financial stack to control cards, invoices, payments and cash.


Plus €9/mo per card


Plus £9/mo per card

Premium Cards plus:


  • Bill payments and reimbursements
  • Pre-accounting OCR in 60+ languages
  • Free transfers with SEPA and FP
  • Smart inbox for receipts attachment
  • Bulk payments with ‘four eyes’ approval
  • Out of pocket cash management for employees without cards at £/€6 per active user/month
See all features

Enterprise Suite

Enterprise grade solution designed for companies expanding internationally


Starts at 20 seats


Starts at 20 seats

All-in-one Spend plus:


  • Customer Success Manager
  • Success-based onboarding flow
  • Single sign-on with SAML
  • Custom contracts and better rates
  • 24/7 proactive™ support
  • ERP integration to SAP, Oracle NetSuite, and Microsoft Dynamics
See all features

Every edition includes

Expense app for iOS and Android

Live chat and lightning-fast support

Up to 6 times better exchange rates

Automated or manual export to Xero, Excel, CSV, Datev

Support for EUR, GBP, USD card currencies

First-class delivery of physical cards (€10/card)

*Cashback is available for new customers on yearly plans that sign up between Oct 1 and Dec 31. The cashback is limited to the amount of your monthly base fee. See our terms and conditions for more details.

Frequently asked questions

Where can I spend with Payhawk?

Visa Commercial is the highest-level business card and is accepted by more than 36 million merchants worldwide, including car rentals and accommodations. You can also make free bank transfers to any bank account in Europe that supports SEPA or Faster Payments.

How do I transfer funds to Payhawk?

You have your own dedicated account number and sort code in GBP, and international IBANs for GBP and EUR. You can deposit funds to your account like with any traditional bank account using SEPA, Faster Payments or SWIFT. Likewise, you can also receive funds from third parties.

Is Payhawk a bank?

Payhawk can be described as a specialized neobank serving fast-scaling enterprises with card issuing, bank transfers and IBAN accounts. Payhawk is a technical service provider under the terms of the Payment services (PSD2) – Directive (EU) 2015/2366. It’s registered as an agent to issuing banks that have passports to issue E-money in the European Economic Area (EEA) and are pursuant to license by MasterCard and Visa. Payhawk does not receive, hold, transfer, or come into possession of your funds at any time

Who is behind Payhawk?

Payhawk was founded in 2018 by Hristo Borisov, Boyko Karadzhov and Konstantin Djengozov who worked as a team in Progress Software (NASDAQ: PRGS). The Payhawk team is currently spread across offices in London, Berlin, Barcelona, and Sofia. The company has received more than $35 million in venture capital investments from renowned investors like QED and Earlybird.

How does the 3% cashback work?

Every customer on a yearly plan will earn 3% cashback on every payment made with your Payhawk cards (excluding ATM withdrawals). The cashback is directly applied to your Payhawk invoice and is capped at your monthly subscription amount.

Is the 3% cashback just for my initial term?

You will earn 3% cashback as long as you continue to renew your Payhawk yearly subscription.

How do I sign-up for a yearly plan that has 3% cashback included?

You can drop us a line on the chat or simply email us at , and our team will send you a yearly contract paid monthly that includes 3% cashback.

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