Visa Cards

Last modified Sept 1, 2021
Transaction fees Debit cards Credit cards
POS fee Domestic No Fee No Fee
POS fee International* No Fee No Fee
Loading fees via bank transfer No Fee No Fee
ATM withdrawal Domestic 0.5%, min 9.00 PLN 2.99% + 22.00 PLN
ATM withdrawal International* 0.5%, min 9.00 PLN 2.99% + 22.00 PLN
Balance inquiry at ATM No fee No fee
Balance check (Mobile app or web portal) No Fee No fee
Customer funds refund Domestic No fee No Fee
Customer funds refund International* No fee No fee
Chargeback fee** 110.00 PLN 110.00 PLN
Other fees
3D Secure enrollment No Fee No Fee
SMS notification No Fee No Fee
Physical card shipment with first-class mail 45.00 PLN 45.00 PLN
FX rate 1.99% 1.99%

*International means transactions in a currency different from your card currency. ** In some cases, additional scheme fees may apply