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Applicable Fees - PLN

Last modified Feb 28, 2025

Transaction fees Debit cards
POS fee Domestic No Fee
POS fee International* No Fee
Loading fees via bank transfer No Fee
ATM withdrawal Domestic 0.5%, min 2.00 EUR
ATM withdrawal International* 0.5%, min 2.00 EUR
Balance inquiry at ATM No fee
Balance check (Mobile app or web portal) No Fee
Customer funds refund Domestic No fee
Customer funds refund International* No fee
Chargeback fee** 25.00 EUR
Other fees
3D Secure enrollment No Fee
SMS notification No Fee
Physical card shipment with first-class mail


Discount available for bulk card shipping - contact your Payhawk representative for more information.

10.00 EUR
FX rate 1.99%
Inactivity fee 5.00 EUR

*International means transactions in a currency different from your card currency.
** In some cases, additional scheme fees may apply.