CORPORATE CARDS Smart cards that work harder for your global business

With Payhawk, you have the option to choose between debit and credit corporate expense cards, which can be issued as virtual, plastic, or metal cards. This flexibility allows you to select the card type that best suits your preferences and requirements.

On top of that, our powerful limit settings and controls enable you to customize your card to fit any use case: you can issue subscription cards, vendor cards, single-use cards, travel & entertainment cards, procurement cards, fuel cards, benefit cards for employee allowances, and many more.

Debit cards are linked directly to your Payhawk funds account, while credit cards allow you to borrow funds up to a specified limit and repay them later. At Payhawk, we provide both debit and credit card options to our customers. With our credit card offering, you can enjoy interest-free purchases for up to 38 days.

At Payhawk, our cards offer several advantages over traditional corporate cards. Firstly, we provide a seamless and intuitive digital experience, allowing for paperless card issuance, easy expense management, real-time monitoring, and automated reconciliation. Additionally, the Payhawk solution features customizable spend limits and controls that align with your specific policies, as well as smart receipt capture to optimize expense management. Furthermore, Payhawk cards are typically more flexible, with transparent pricing and no hidden fees. Lastly, we prioritize customer service and support, ensuring businesses receive personalized assistance whenever needed.

Payhawk cards stand out from other spend management provider card solutions in several key ways. Firstly, we offer unparalleled levels of spend control and granularity, allowing precise management of card expenditures. With our detailed controls and limit settings, you can issue any type of card you need: single-use, temporary project, subscription, and more. Secondly, our cards provide extensive global coverage, making them ideal for multinational companies looking to issue cards across the US, the UK, and the EEA. Additionally, we offer flexibility with both debit and credit options, available in virtual, plastic, or metal formats. These features make our cards the perfect solution for global businesses seeking comprehensive spend management capabilities.

Payhawk cards are very secure. As an EEA and UK EMI licensed provider and Visa principal member, we adhere to strict security standards. We employ advanced technology, including 3DS password protection for online purchases and real-time risk assessment. Our AI algorithms detect suspicious transactions, and we analyze spending behavior to flag anomalies, ensuring peace of mind and fraud prevention.

Each plan includes a set number of cards, with the option to add more as needed. For precise pricing tailored to your business needs, reach out to us for a personalized quote.

No, purchasing Payhawk cards without the full spend management software isn't possible. The software is integral to harnessing the full potential and benefits of the cards. It provides essential features like expense tracking, real-time insights, and comprehensive controls over spending. Without the software, you would miss out on these critical functionalities that ensure efficient expense management and financial oversight for your business.

Yes, Payhawk cards can be used for ATM withdrawals. Additionally, our platform offers advanced controls, allowing you to customize ATM usage preferences. You can choose to permit withdrawals, block them entirely, or enable employees to request ATM access for approval by managers. This flexibility ensures optimal control over your company's finances and spending habits.

Yes, you can use Payhawk cards to pay in foreign countries. Our Visa cards offer excellent global acceptance, with Visa accepted in approximately 200 countries and at over 44 million vendors/merchants worldwide. This ensures convenient and seamless transactions wherever your business takes you.

1. Establish clear guidelines:
   Make sure everyone knows exactly what their corporate card can be used for. Clearly outline the rules for expenses such as travel, meals, office supplies, and more, as this clarity will help ensure everyone follows the same guidelines.
   And if introducing policies to newly acquired companies? Robbie Hadfield, Director of Solution Engineering at Payhawk, suggests: "If you're concerned about causing friction with new card controls and approval processes start with simple, familiar controls for your newly acquired subsidiary and gradually tighten them over time."

2. Monitor spending closely:
   Regularly review and reconcile card transactions throughout the month to ensure everything is accurate. And aside from your corporate card features, use automated features in your bill management software to track expenses in real time, reducing human error through tools like OCR and 3-way matching in the procure-to-pay process.

3. Require receipts and documentation:
   Make it mandatory for employees to submit receipts for all card transactions using integrated controls. Implement straightforward rules and workflows, such as automatically freezing cards when receipts are missing, to prevent further spending until receipts are uploaded. Uchenna, Finance Manager at MDM Props, notes: "The ability to freeze cards if receipts aren't submitted on time with Payhawk is invaluable. It promotes compliance and maintains good financial hygiene across the business. We appreciate having a streamlined process!"