Cards Insurance Terms ЕЕА - EXPIRED

Last modified September 4th, 2024

From October 1st, 2024, we will no longer provide travel insurance to Payhawk Visa cards issued within the EEA.

All insured risks that have occurred before the insurance policy expires on October 1st, 2024, are covered by the policy terms. The right to claim for benefits covered by this policy (i.e. relating to events taking place before October 1st, 2024) will expire after three years from the insured becoming aware of the benefit being due and payable.

Payhawk partners with AIG to provide Business Travel and Accident insurance to all cardholders of debit/credit cards that are issued within the EEA. The default insurance plan for every Visa card is the Standard insurance plan. The Premium insurance plan is available only with Payhawk Metal Visa cards.

Please refer to the overview below to understand the coverage of each insurance plan.

Standard insurance plan

Cover Description
Personal Accident 24 hours during business travel
Accidental death: €50,000
Permanent disability: €100,000
Medical expenses abroad €75.000
Repatriation & Other emergency travel expenses abroad Service in kind
Personal liability abroad €2.000.000
Trip cancellation €1.000
Legal expenses abroad €10.000
Baggage €1.000
AIG Travel Guard Assistance app Service in kind

Premium insurance plan:

Cover Description
Personal Accident 24-hour coverage, therefore in and outside the profession
Accidental death: €50,000
Permanent disability: €100,000
Medical expenses abroad €150.000
Repatriation & Other emergency travel expenses abroad Service in kind
Personal liability abroad €2.000.000
Trip cancellation €2.500
Legal expenses abroad €25.000
Baggage €1.000
AIG Travel Guard Assistance app Service in kind
Virtual care (no part of the policy conditions) Service
Find our full insurance terms here.